In an effort to better serve you, listed below are the charges of the most commonly used services offered by Centris Federal Credit Union, effective January 1, 2007.

Checking Account Fees
Check Copy/Check Inquiry#$1.50 per copy
Check Copy Rush Service$3.00 per copy
Check PrintingPrices may vary depending upon style
Temporary checks$3.00 for 6 checks
# Images accessed through OnLine are free

Checking Plus Account Fees
Monthly Service fee if average daily balance falls below $250$5.00 per month


Investors Plus Money Market Account Fees
Monthly Service fee if average daily balance falls below $25,000$25.00 per month

Other Service Fees (applicable to all accounts)
Account History Printout$3.00 per copy
Account Reconciliation$20.00 per hour
Account Research$25.00 per hour plus a
Document Retrieval Fee of $5.00 per box required based on request
Bad Address$2.00 per piece
Centris Federal Check$1.00 per check
Centris Federal Draft Copy$1.50 per item
Deposited Item Return$5.00 per item
Fax, Outgoing$1.00 per page
Garnishment/Levy$25.00
Inactive Account$5.00 per month, after 1 year and account under $250
International Wire Transfer - Outgoing$35.00 or actual
Items Sent for Collection$10.00 per item
Money Order$1.00 per money order
Non-Member Check Cashing$3.00 each for 2 or more
NSF$25.00 per item
Overdraft$25.00 per item
Remote Funds Transfer$5.00
Stop Payment$25.00 per item or series
Travelers Cheque$1.00 per $100.00
Travelers Cheques for Two$2.00 per $100.00
Wire Transfer - Incoming$10.00 per transfer
Wire Transfer - Outgoing$15.00 per transfer
VISAŽ Gift Card$3.00 per card
Statements 
 Electronic only
no charge
 Paper only
no charge
 Duplicate paper copy
$3.00 per copy

Electronic Funds Transfer Fees

Transactions performed at Cash Corner ATM's and Centris FCU -owned ATMs are free.

Bill Payment Fees
Payment Services (Billing Fee)

Claim Fee

$25.00 per claim

Check Copy Fee

$2.00 per copy

NSF Fee

$50.00 per item ($25.00 Payment Service Fee from CheckFree plus Centris NSF fee of $25.00)
Funds Transfer Fees
Standard (3 day) Incoming Transactions are free
Standard (3 day) Outbound Transaction Fee *
  • $0 - 2,000.00
    • $1.25 per transfer
  • $2,000.01 - 5,000.00
    • $1.75 per transfer
  • $5,000.01 - 10,000.00
    • $2.75 per transfer
  • $10,000.01 - 15,000.00
    • $3.75 per transfer
Express (next day) Inbound and Outbound Transaction Fee *
  • $0 - 2,000.00
    • $5.50 per transfer
Pay People (3 day) Transaction Fee *
  • $0 – 500.00
    • $1.25 per transfer

* This fee is based on the dollar amount of the transfer and is added to the amount of the transfer. The transfer and fee are deducted from your account as one transaction.

ATM Card Fee
 $2.00 charge for ATM transactions at machines we do not own (nonproprietary).
 Replacement card fee of $5.00 per card.
CheckCard Fees
 Replacement card fee of $5.00 per card.
 $2.00 charge for ATM transactions at machines we do not own (nonproprietary).

Credit Union Membership
Membership Share$5.00 par value
$5.00 must be maintained in an account to retain membership