Whether you're looking for a new car, a new house, or a student loan, we offer a variety of loan options and for whatever your needs might be. Apply today.


  • New and used auto loans
  • 100% home equity loans
  • Mortgage loans
  • Student loans
  • Bill consolidation
  • Motorcycle loans
  • Boat loans
  • Camper loans
  • VISA Classic & Gold credit cards
  • Personal loans
  • Vacation loans

Auto Loans

Get all the car you need - and more! Our auto loan program features competitive rates for both new and used cars. No down payment is required. 100% financing on used cars, terms up to six years and your first payment is not due for 60 days. Take advantage of our auto equity program as the interest you pay may be tax deductible (consult your tax advisor for deductibility). Check out our great rates.


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Check out our New Car advisor before you buy

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Check out our Used Car advisor before you buy

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Take advantage of our extended service protection for your car and save hundreds of dollars over dealer prices.

Get a Centris auto loan at your local dealership today.

We've made buying your next car even easier. You can now get a Centris auto loan at participating auto dealerships. The next time you visit one of these dealers, ask for Centris financing on your new or used vehicle purchase.

You'll get a great rate and peace of mind knowing that your car is financed with the people you trust - your credit union! There is no stopping in to get a check, just sign and drive away. Click here to view a list of our participating dealers.

Home Equity Loans

Put the equity in your home to work for you with a home equity loan. You'll find our rates competitive and our repayment terms flexible. Loans are available for up to 100% of the appraised value of your home, with terms ranging from one to ten years. Check out our great rates or apply today.

There are two types of home equity loans for you to choose from depending on your needs:

  • Fixed Home Equity Loan provides you with a predetermined amount of money up front for a specific period of time, usually with a fixed interest rate.
  • Home Equity Line of Credit is a fixed amount of credit with a variable interest rate that you can draw from as you need it.

 

Bill Consolidation

Most places make it easy to take out a loan - we make it easy to pay them off too. Consolidate all your bills into one convenient loan with a bill consolidation loan from Centris. You can choose from a secured or unsecured loan, plus, have the payments automatically deducted from your checking account so you won't have to worry about paying your bills on time!


Personal Line of Credit

Qualified members can enjoy the freedom of writing their own loans with a personal line of credit on their checking account. If your account should happen to go into overdraft, the available amount of your personal line of credit is automatically deposited in your account and the check is covered. Check out our great rates.

Student Loans

If you're planning to attend college, or a technical or trade school, one of your first tests might be paying the tuition. Let us help. Our student loan programs includes Stafford Student Loans, PLUS Loans, and SLS loans. Give us a call or stop by and we'll guide you through the application process. It's that simple!

Auto Equity Loans

Our auto equity loans allows home owners a potential tax deduction linked to an auto loan.