Your Journey Home Starts Here!

Whether you’re a first-time home buyer or purchasing your forever home, you don’t have to delay the process because of rates.

If you close on a home loan before Sept. 30, 2023 with Centris Federal Credit Union, you can take part in our buy now, refinance later program.*

If the interest rates drop and you’ve made six consecutive payments before Sept. 30, 2024*, we will refinance your loan to the lower rate and waive our $745 processing fee.

Click the APPLY NOW link below today!

*Federally insured by NCUA. Your rate may vary based on credit worthiness, underwriting factors, term of the loan. Interest rate on refinance must reduce interest by a minimum of .50% APR from original loan rate and must have a net tangible benefit. Offer is valid for all loans closed between April 1, 2023 to Sept. 30, 2023. If the interest rates drop, borrower must have made six consecutive payments with no late or missed payments before home loan can be refinanced. Programs, rates, terms and conditions are subject to change without notice. Inquire at Centris Federal Credit Union for complete terms and conditions at (800) 334-2328. Corporate NMLS 490617. Offer valid through Sept. 30, 2023.