Current Certificate Rates

Regular & IRA

Regular & IRA Certificates – minimum opening deposit of $500.00

TierDividend RateAPYMinimum balance to earn stated APY
6 months0.15%0.15%$500.00
9 months0.20%0.20%$500.00
12 months0.25%0.25%$500.00
18 months0.30%0.30%$500.00
22 months0.65%0.65%$500.00
24 months0.35%0.35%$500.00
36 months0.40%0.40%$500.00
42 months1.00%1.00%$500.00
48 months0.50%0.50%$500.00
60 months0.55%0.55%$500.00
Annual Percentage Yield (APY) and dividends are accurate as of the last declaration date on January 7, 2022. Rates are subject to change at any time without notice. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.

Jumbo

Jumbo Certificates – minimum opening deposit of $90,000.00

TierDividend RateAPYMinimum balance to earn stated APY
6 months0.25%0.25%$90,000.00
9 months0.30%0.30%$90,000.00
12 months0.35%0.35%$90,000.00
18 months0.40%0.40%$90,000.00
22 months0.75%0.75%$90,000.00
24 months0.45%0.45%$90,000.00
36 months0.50%0.50%$90,000.00
42 months1.09%1.10%$90,000.00
48 months0.60%0.60%$90,000.00
60 months0.65%0.65%$90,000.00
Annual Percentage Yield (APY) and dividends are accurate as of the last declaration date on January 7, 2022. Rates are subject to change at any time without notice. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.

*Federally insured by NCUA. Annual Percentage Yield (APY) is accurate as of January 7, 2022. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Minimum opening deposit of $500 is required to receive 0.65% (22 month) or 1.00% (42 month). Minimum opening deposit of $90,000 is required to receive .75% (22 month) or 1.10% (42 month). Promotional rate begins on January 7, 2022. Programs, rates, terms and conditions are subject to change without notice. Inquire at Centris for complete terms and conditions at (800) 334-2328.