Current Certificate Rates

Regular & IRA

Regular & IRA Certificates – minimum opening deposit of $500.00

TierDividend RateAPYMinimum balance to earn stated APY
6 months0.15%0.15%$500.00
9 months0.20%0.20%$500.00
12 months0.25%0.25%$500.00
18 months0.30%0.30%$500.00
24 months0.35%0.35%$500.00
36 months0.40%0.40%$500.00
40 months0.70%0.70%$500.00
48 months0.50%0.50%$500.00
60 months0.55%0.55%$500.00
Annual Percentage Yield (APY) and dividends are accurate as of the last declaration date on October 12, 2021. Rates are subject to change at any time without notice. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.

Jumbo

Jumbo Certificates – minimum opening deposit of $90,000.00

TierDividend RateAPYMinimum balance to earn stated APY
6 months0.25%0.25%$90,000.00
9 months0.30%0.30%$90,000.00
12 months0.35%0.35%$90,000.00
18 months0.40%0.40%$90,000.00
24 months0.45%0.45%$90,000.00
36 months0.50%0.50%$90,000.00
40 months0.80%0.80%$90,000.00
48 months0.60%0.60%$90,000.00
60 months0.65%0.65%$90,000.00
Annual Percentage Yield (APY) and dividends are accurate as of the last declaration date on October 12, 2021. Rates are subject to change at any time without notice. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.

*Federally insured by NCUA. Annual Percentage Yield (APY) is accurate as of October 12, 2021. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Minimum opening deposit of $500 is required to receive .70%. Minimum opening deposit of $90,000 is required to receive .80%. Promotional rate begins on October 12, 2021 and ends December 31, 2021. Programs, rates, terms and conditions are subject to change without notice. Inquire at Centris for complete terms and conditions at (800) 334-2328.