Auto Loans

Photo of young woman in a car

Get a great rate with a Centris auto loan

We were voted Best of Omaha for auto lending, so you know you’re in good hands with us when it comes time for an auto loan. With Pre-Approved Financing, we offer some of the best auto loans and rates in the area, hands down. Did you know that when you visit a dealership with your auto loan and rate pre-approved, you’re walking in with extra negotiating clout? Plus, you know upfront how much car you can afford and what payment amount will work for you, which narrows down your choices and helps to focus the buying process. Knowledge is power, and we’re here to give you all the information you need to make smart financial moves. Apply now for your auto loan through Centris. It’s fast and easy. Let’s get started!

All loans subject to approval.

Free Auto Buying Resources

Whether you’re researching, buying or financing a vehicle, we have the resources to save you time and money. Shop our national inventory, build a vehicle, request a vehicle quote and apply for an auto loan with this easy-to-use tool. Best of all, these easy-to-use online tools are free! Start here.

Dealer Loan Application

When you walk into a dealership with your auto loan and rate pre-approved, you know how much car you can afford and what payment will work for you. Knowledge is power, and we like to help our members make smart financial moves.

Private Seller Loan Application

When you buy an automobile from a private seller, it’s important to have your loan details in order to make the purchase simple and easy. Get approved quickly with Centris’ online loan application and streamline your buying experience.

Refinance Your Car Loan

With our low auto rates, you may be able to refinance your existing car loan to save on interest and possibly reduce your monthly payment.

All loans subject to approval. Rates, terms and conditions are subject to change.

Home Equity Loans

As Low As*

4.49%
APR

Annual Percentage Rate (APR) is accurate as of June 22, 2018. Real estate closing costs/fees vary based on loan amount, location and type of loan. *To qualify for this rate you must have an automatic payment from a Centris checking account. Taxes and insurance premiums not included in payment. Actual payment obligation will be greater. 72 monthly payments of $17.69 for $1,000 borrowed at 7.99% APR for 91-100% financing. 72 monthly payments of $16.56 for $1,000 borrowed at 5.74% APR for 81-90% financing. 72 monthly payments of $15.95 for $1,000 borrowed at 4.49% APR for 0-80% financing. All loans subject to approval.

Certificates

39 months*

3.00%
APY

Annual Percentage Yield (APY) and dividends are accurate as of the last declaration date on June 22, 2018. Rates are subject to change at any time without notice. $500 minimum deposit. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Inquire at Centris from complete terms and condition.

Auto Loans

As Low As*

4.74%
APR

Annual Percentage Rate (APR) is accurate as of June 22, 2018. Rates, terms, and conditions subject to change and based on credit worthiness, qualifications, and collateral conditions. *To qualify for this rate you must have an automatic payment from a Centris checking account and $5,000 New Money. 63 monthly payments of $361.14 for $20,000 borrowed at 4.74% APR All loans subject to approval.

Personal Loans

As Low As*

5.99%
APR

Annual Percentage Rate (APR) is accurate as of April 12, 2018. Rates start as low as 5.99% APR. Rates may vary based on individual creditworthiness. Subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. $2,500 new money required. No additional discounts apply. 24 monthly payments of $111.61 for $2,500 borrowed at 5.99% APR. Inquire at Centris for complete terms and conditions at (800) 334-2328.

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