Certificate & Savings Bundle

With our Certificate and Savings Bundle, open a 12-month or greater certificate at our great rates and deposit up to the same amount in a new savings account to receive 2.45% APY*. Schedule an appointment at your nearest Centris branch to learn more today!

Certificate and Savings Bundle
TierDividend RateAPYMinimum balance to earn stated APY
N/A2.42%2.45%Any balance up to matched certificate amount
Federally insured by NCUA. Annual Percentage Yield (APY) is accurate as of November 9, 2022. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Minimum opening deposit of $500 required for certificate. Qualifying certificate with 12-month minimum term required. Savings account must be opened within 7 days of the certificate and no additional deposits can be made into the savings account. Savings account opening deposit not to exceed that of certificate. Programs, rates, terms and conditions are subject to change without notice. Inquire at Centris Federal Credit Union for complete terms and conditions at (800) 334-2328.

Current Certificate Rates

Regular & IRA

Regular & IRA Certificates – minimum opening deposit of $500.00

TierDividend RateAPYMinimum balance to earn stated APY
6 month1.54%1.55%$500.00
9 month1.64%1.65%$500.00
11 month3.83%3.90%$500.00
12 month1.73%1.75%$500.00
18 month1.88%1.90%$500.00
22 month4.16%4.25%$500.00
24 month1.93%1.95%$500.00
36 month1.98%2.00%$500.00
39 month Jump Up4.16%4.25%$500.00
48 month2.03%2.05%$500.00
60 month2.08%2.10%$500.00
Annual Percentage Yield (APY) and dividends are accurate as of the last declaration date of November 9, 2022. Rates are subject to change at any time without notice. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.

Jumbo

Jumbo Certificates – minimum opening deposit of $90,000.00

TierDividend RateAPYMinimum balance to earn stated APY
6 month1.64%1.65%$90,000.00
9 month1.73%1.75%$90,000.00
11 month3.92%4.00%$90,000.00
12 month1.83%1.85%$90,000.00
18 month1.98%2.00%$90,000.00
22 month4.26%4.35%$90,000.00
24 month2.03%2.05%$90,000.00
36 month2.08%2.10%$90,000.00
39 month Jump Up4.26%4.35%$90,000.00
48 month2.13%2.15%$90,000.00
60 month2.18%2.20%$90,000.00
Annual Percentage Yield (APY) and dividends are accurate as of the last declaration date of November 9, 2022. Rates are subject to change at any time without notice. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.

*Federally insured by NCUA. Annual Percentage Yield (APY) is accurate as of November 9, 2022. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Minimum opening deposit of $500 required for certificate. Qualifying certificate with 12-month minimum term required. Savings account must be opened within 7 days of the certificate and no additional deposits can be made into the savings account. Savings account opening deposit not to exceed that of certificate. Programs, rates, terms and conditions are subject to change without notice. Inquire at Centris Federal Credit Union for complete terms and conditions at (800) 334-2328.