Certificates

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Save wisely with certificates

Our certificates have flexible terms plus you can choose from a variety of certificate types. Make your savings work harder with a certificate from Centris Federal Credit Union.

Certificates

Certificates offer higher dividends on your investment and are available with maturity dates of six months to five years. Each certificate has a seven-day grace period for withdrawals during its renewal period and certificates are federally insured. All you need is $500 to get started.

Jumbo Certificates

Looking for an even higher rate? Get market competitive certificate rates available when you open a Jumbo Certificate with a $90,000 minimum deposit.

Add-On Certificates

Start saving today with an Add-On Certificate at Centris. You only need $100 to open this account that allows you to make unlimited deposits, in any amount, for the 12-month term of the certificate. Convenient additional deposits can be made in the branch, online, with mobile banking or automatic transfers.

Save To Win

Save to Win!

Open a Save to Win Certificate and get your chance to win. You only need $25 to open this account that allows you to make unlimited deposits, in any amount, for the 12-month term of the certificate. For every $25 deposit you make during a month (up to 10) you will be entered into a monthly drawing for a cash prize! Click here for current rates.

A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Official account & prize entry rules & complete list of prizes that are available at www.savetowin.org. Void where prohibited by law. Inquire at Centris for complete terms & conditions. Click here for official rules.

All loans subject to approval. Rates, terms and conditions are subject to change.

Home Equity Loans

As Low As*

4.49%
APR

Annual Percentage Rate (APR) is accurate as of June 22, 2018. Real estate closing costs/fees vary based on loan amount, location and type of loan. *To qualify for this rate you must have an automatic payment from a Centris checking account. Taxes and insurance premiums not included in payment. Actual payment obligation will be greater. 72 monthly payments of $17.69 for $1,000 borrowed at 7.99% APR for 91-100% financing. 72 monthly payments of $16.56 for $1,000 borrowed at 5.74% APR for 81-90% financing. 72 monthly payments of $15.95 for $1,000 borrowed at 4.49% APR for 0-80% financing. All loans subject to approval.

Certificates

39 months*

3.00%
APY

Annual Percentage Yield (APY) and dividends are accurate as of the last declaration date on June 22, 2018. Rates are subject to change at any time without notice. $500 minimum deposit. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Inquire at Centris from complete terms and condition.

Auto Loans

As Low As*

4.74%
APR

Annual Percentage Rate (APR) is accurate as of June 22, 2018. Rates, terms, and conditions subject to change and based on credit worthiness, qualifications, and collateral conditions. *To qualify for this rate you must have an automatic payment from a Centris checking account and $5,000 New Money. 63 monthly payments of $361.14 for $20,000 borrowed at 4.74% APR All loans subject to approval.

Personal Loans

As Low As*

5.99%
APR

Annual Percentage Rate (APR) is accurate as of April 12, 2018. Rates start as low as 5.99% APR. Rates may vary based on individual creditworthiness. Subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. $2,500 new money required. No additional discounts apply. 24 monthly payments of $111.61 for $2,500 borrowed at 5.99% APR. Inquire at Centris for complete terms and conditions at (800) 334-2328.

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