Certificates

Photo of a Centris employee talking with a customer

Save wisely with certificates

Our certificates have flexible terms plus you can choose from a variety of certificate types. Make your savings work harder with a certificate from Centris Federal Credit Union.

Certificates

Certificates offer higher dividends on your investment and are available with maturity dates of six months to five years. Each certificate has a seven-day grace period for withdrawals during its renewal period and certificates are federally insured. All you need is $500 to get started.

Jumbo Certificates

Looking for an even higher rate? Get market competitive certificate rates available when you open a Jumbo Certificate with a $90,000 minimum deposit.

Add-On Certificates

Start saving today with an Add-On Certificate at Centris. You only need $100 to open this account that allows you to make unlimited deposits, in any amount, for the 12-month term of the certificate. Convenient additional deposits can be made in the branch, online, with mobile banking or automatic transfers.

Save to Win!

Open a Save to Win Certificate and get your chance to win. You only need $25 to open this account that allows you to make unlimited deposits, in any amount, for the 12-month term of the certificate. For every $25 deposit you make during a month (up to 10) you will be entered into a monthly drawing for a cash prize! Click here for current rates.

A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Official account & prize entry rules & complete list of prizes that are available at www.savetowin.org. Void where prohibited by law. Inquire at Centris for complete terms & conditions. Click here for official rules.

All loans subject to approval. Rates, terms and conditions are subject to change.

Home Equity Loans

As Low As*

4.24%
APR

Annual Percentage Rate (APR) is accurate as of April 3rd, 2017. Real estate closing costs/fees vary based on loan amount, location and type of loan. To qualify for this rate you must have an automatic payment from a Centris checking account.

Certificates

60 months*

1.65%
APY

Annual percentage yield (APY). $500 minimum deposit. A penalty will be assessed for early withdrawal. APY is effective 04/03/2017. Fees could reduce earnings on the account. Inquire at Centris for complete terms & conditions.

Auto Loans

As Low As*

3.74%
APR

Annual Percentage Rate (APR) is accurate as of April 3rd, 2017. Rates, terms, and conditions subject to change and based on credit worthiness, qualifications, and collateral conditions. To qualify for this rate you must have an automatic payment from a Centris checking account and $5,000 New Money.

Personal Loans

As Low As*

6.24%
APR

Annual Percentage Rate (APR) is accurate as of May 1, 2017. Rates, terms, and conditions subject to change and based on credit worthiness, qualifications, and collateral conditions. *To qualify for this rate you must have an automatic payment from a Centris checking account. All loans subject to approval.

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