Borrow smarter with a Home Equity Loan or Line of Credit

Need to borrow some money for a big-ticket item like remodeling, a car or a boat? The smartest way to do it is with a Home Equity Loan or Home Equity Line of Credit (HELOC) from Centris. We offer some of the best rates around. Check out the chart below to see which option is best for you!

All loans subject to approval.

Which option is best for you?

Contact us to learn more about our Centris Home Equity Loan

Give us a call at (402) 334-7000 to schedule an appointment or send us a message below.

Name*

Email*

Phone Number*

How can we help you?

Please leave this field empty.

Please do not provide any personal account information.

Contact us to learn more about our Centris Home Equity Line of Credit

Give us a call at (402) 334-7000 to schedule an appointment or send us a message below.

Name*

Email*

Phone Number*

How can we help you?

Please leave this field empty.

Please do not provide any personal account information.

We’ll help you find the perfect quick cash option to fit your needs.

Click here for more information, or feel free to give us a call at (402) 334-7000. You can also send us a message below.

Name*

Email*

Phone Number*

How can we help you?

Please leave this field empty.

Please do not provide any personal account information.

Contact us to learn more about our Centris Home Equity Loan

Give us a call at (402) 334-7000 to schedule an appointment or send us a message below.

Name*

Email*

Phone Number*

How can we help you?

Please leave this field empty.

Please do not provide any personal account information.

Contact us to learn more about our Centris Home Equity Line of Credit

Give us a call at (402) 334-7000 to schedule an appointment or send us a message below.

Name*

Email*

Phone Number*

How can we help you?

Please leave this field empty.

Please do not provide any personal account information.

We’ll help you find the perfect quick cash option to fit your needs.

Click here for more information, or feel free to give us a call at (402) 334-7000. You can also send us a message below.

Name*

Email*

Phone Number*

How can we help you?

Please leave this field empty.

Please do not provide any personal account information.

Home Equity Loan

You’ve heard it said that your house is your biggest asset. It’s true! Did you know you can use the equity you’ve built up in your home to finance large purchases? At Centris, our Home Equity Loan features flexible rates and repayment terms, so you could save money on interest payments. Plus, your interest may be tax-deductible (check with your tax advisor). Use our low-rate loan to

  • Renovate your home
  • Buy a car, boat or RV
  • Consolidate debt

A Centris Home Equity Loan is available for up to 100% of the appraised value of your home, with terms ranging from one to 10 years. Check out our great rates here, or call (800) 334-2328, option “0,” to begin your application over the phone.

For a $20,000 loan for a term of 1 year with 4.25% APR, the monthly payment will be $1,705. For a $20,000 loan for a term of 10 years with a 4.25% APR, the monthly payment will be $205.

Home Equity Line of Credit (HELOC)

Another way to access the equity in your home is with a Home Equity Line of Credit (HELOC). It allows you to borrow a set amount, then withdraw money as you need it. A HELOC from Centris features low introductory rates and, like our home equity loans, your interest may be tax-deductible (again, check with your tax advisor).

A HELOC is available for up to 100% of the appraised value of your home (an appraisal is required). You have up to five years to access the funds and up to 10 years for repayment. Interest accrues only on the amount you use, not necessarily the entire line of credit. The introductory rate is for the first six months, after which the rate is based on the amount of equity you have in your home and the prime rate. The prime rate is a short-term interest rate determined by the Federal Reserve and the nation’s top 25 commercial banks.



All loans subject to approval. Rates, terms and conditions are subject to change.