Personal Checking

Photo of a family at the grocery store

Get more out of your checking

When it comes to checking accounts that offer you more, Centris is the place to be. Personal checking accounts that fit your needs are just one of the ways we take care of our members.

Centris checking accounts offer you more value, more flexibility and more control. Value? Be sure to check out our chart below that outlines everything you get free with your Centris checking account. Plus your Centris Visa® debit card is accepted at millions of locations, is safer than cash and helps you track your spending. Now that’s flexibility and control. Simply choose the account that fits … from Totally Free Checking to accounts that pay dividends — we have the right checking account for you.

If opening your checking account is your first experience with Centris – welcome! We look forward to earning your business and being your lifelong financial partner. If you’re already a member, you know Centris is there to help you make smart financial moves for your life.

For your convenience, click here to download our deposit slips.

Which account is best for you?

To earn a higher dividend rate, will you always keep more than $1,500 in your account?

Premier Checking

An account for those interested in higher dividends!

  • FREE Centris checks
  • Higher dividend rate with a balance of $1,500 or more
  • Competitive dividends, if balance falls below $1,500
  • Only $10 monthly charge if minimum balance falls below $1,500
  • 2 free foreign ATM transactions per month

Have questions about our Premier Checking Accounts? Fill out the short form below and a representative will contact you shortly.

Are you 50 years or older?

50 Advantage Checking

FREE for members 50 and better!

  • Competitive dividends
  • No minimum balance
  • No monthly service charge
  • First box of checks FREE
  • 2 free foreign ATM transactions per month

Have questions about our 50 Advantage Checking Accounts? Fill out the short form below and a representative will contact you shortly.

Do you plan to have direct deposit or an automatic payment with this account?

Direct Checking

FREE checking with the convenience of direct deposit or any automatic payment!

  • Competitive dividends
  • No minimum balance
  • No monthly service charge
  • First box of checks FREE
  • 2 free foreign ATM transactions per month

Have questions about our Direct Checking Accounts? Fill out the short form below and a representative will contact you shortly.

Do you simply need a free account with no minimum balance?

Totally Free Checking

A FREE account for everyone!

  • No minimum balance
  • No per check charge
  • First box of checks FREE
  • No monthly service charge

Have questions about our Totally Free Checking Accounts? Fill out the short form below and a representative will contact you shortly.

Open A Checking Account Now

  • Name * Required
  • Please do not provide any personal account information.

Yours FREE With Every Personal Checking Account:

  • Centris Visa® Debit Card
  • Online Banking and Bill Pay
  • eStatements
  • Mobile Banking*
  • Entry into quarterly $1,500 cash drawing

*Data and wireless carrier charges may apply.

Your Centris Visa® Debit Card

Centris Debit Card

  • Accepted at millions of locations
  • Safer than cash
  • Helps you track your spending
  • Incurs no finance charges
  • Easily replaced if lost or stolen

Compare accounts... you will save money monthly with a Centris checking account.

Save up to
$120 or more!

Centris Wells Fargo US Bank Bank of the West
Totally Free Checking Everyday Checking Easy Checking Easy Checking
Monthly service charge $0! $10.00 $8.95 $10.00
FREE from minimum balance or other requirements to avoid monthly service charge? YES! NO NO NO
A chance to win $1,500 when you open a new account? YES! NO NO NO
Cash back for your old checks and debit card? YES! NO NO NO
Switch to Centris and Annually Save Up Yo:   $120.00 $107.40 $120.00

Competitive information was obtained directly from these banks during the week of 6/12/17. Some banks have introductory offers; these comparisons are for ongoing costs. Up to $10 cash for checks and debit cards from another institution when cards/checks are presented.
Offer good on personal checking accounts only. Minimum opening deposit for any personal checking account $50. Up to $10 cash for checks and debit cards from another institution when cards/checks are presented. Click here for official rules and complete terms and conditions.
Quarterly prize winner will receive a 1099-misc for the $1,500 cash amount.

Photo of a $10 bill

Cash In on Your Debit Cards and Unused Checks

We’ll pay you up to $10 for your unused checks and current debit card from another institution. It’s just our way of saying “Thanks” for switching.

All loans subject to approval. Rates, terms and conditions are subject to change.

Home Equity Loans

As Low As*

4.24%
APR

Annual Percentage Rate (APR) is accurate as of April 3rd, 2017. Real estate closing costs/fees vary based on loan amount, location and type of loan. To qualify for this rate you must have an automatic payment from a Centris checking account.

Certificates

60 months*

1.65%
APY

Annual percentage yield (APY). $500 minimum deposit. A penalty will be assessed for early withdrawal. APY is effective 04/03/2017. Fees could reduce earnings on the account. Inquire at Centris for complete terms & conditions.

Auto Loans

As Low As*

3.74%
APR

Annual Percentage Rate (APR) is accurate as of April 3rd, 2017. Rates, terms, and conditions subject to change and based on credit worthiness, qualifications, and collateral conditions. To qualify for this rate you must have an automatic payment from a Centris checking account and $5,000 New Money.

Personal Loans

As Low As*

6.24%
APR

Annual Percentage Rate (APR) is accurate as of May 1, 2017. Rates, terms, and conditions subject to change and based on credit worthiness, qualifications, and collateral conditions. *To qualify for this rate you must have an automatic payment from a Centris checking account. All loans subject to approval.

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