Personal Savings

Photo of a family learning about Centris savings accounts

Our savings accounts offer competitive rates

It’s a fact – having money in savings is a smart financial move. So we pride ourselves on helping our members, neighbors and friends make wise use of their money. That’s why you’ll find the best personal savings accounts right here at Centris.

We consistently offer our members competitive rates, compounded daily, based on current market rates. And the convenience of payroll deduction is always available. Simply choose the savings account that is right for you and get a start on your personal savings.

Personal savings are more important than ever! Get your account started today with Centris.

For your convenience, click here to download our deposit slips.

Which account is best for you?

To earn a higher rate and daily compounded dividends, will you keep at least $10,000, or more in your account?

Market Rate Savings

Get higher rates and daily dividends on your savings. With a Market Rate Savings Account, members receive dividends compounded daily, based on current market rates. Earn even higher dividends with balances of $10,000, $25,000, $50,000 and more.

Have questions about our Market Rate Savings? Fill out the short form below and a representative will contact you shortly.

Will you keep a minimum of $25,000 in your account and need free money orders or cashier’s checks?

Investors Plus Money Market Account

Make your money work harder with higher rates and dividends that are compounded daily and paid monthly. Plus there are no service fees when you have an average daily balance of $25,000 or more.

Investors Plus also offers you

  • FREE money orders
  • FREE cashier’s checks
  • FREE Investor’s Plus Checks for easy account access

Have questions about our Investors Plus Money Market Account? Fill out the short form below and a representative will contact you shortly.

Are you looking for an account that will help you establish great savings habits?

New! Dollar Save Club

Challenge yourself to create great saving habits for a lifetime. It’s easy to get started with the Dollar Save Club from Centris. Simply transfer money weekly to your account and you will earn a higher dividend rate during this yearlong challenge. Because the goal is to save for a full calendar year, the payout date on this personal savings account is Jan. 31 of the coming year.

It’s easy to open a Dollar Save Club online or at your favorite branch.

To open an account online simply

  • Log in to your online banking account and go to Access Accounts
  • Click on Open a Sub-Account, then scroll down to Savings, select Dollar Save Club and click Open
  • Agree to the e-Sign disclosure. When you do, the system will guide you through the final steps to open your new account

Have questions about our Dollar Save Club? Fill out the short form below and a representative will contact you shortly.

Do you have a special occasion or purchase coming up that you need to save for?

You-Name-It Club Account

Wedding bells in your future? Big vacation planned next year? Want your car or house down payment money stashed away from your regular funds? This personal savings account was designed for those special events in your life that require cash!

With the You-Name-It Club Account, you decide when the funds will be available. Simply choose the month of the year that you will need the funds to have the account mature. Then at the end of the selected month, your money will be automatically deposited into any savings or checking account that you choose. (And the choice is yours up until the day before payout.)

The You-Name-It Club Account pays a higher dividend rate than general savings accounts, so you can earn more along the path to that important goal.

Have questions about our You-Name-It Club Account? Fill out the short form below and a representative will contact you shortly.

Open A Savings Account Now

  • Name * Required
  • Please do not provide any personal account information.

Looking for Competitive Rates?

Check out our certificate options.

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Plan for Your Future!

We offer individual retirement accounts.

Click Here

All loans subject to approval. Rates, terms and conditions are subject to change.

Home Equity Loans

As Low As*

4.49%
APR

Annual Percentage Rate (APR) is accurate as of July 12, 2017. Real estate closing costs/fees vary based on loan amount, location and type of loan. To qualify for this rate you must have an automatic payment from a Centris checking account.

Certificates

60 months*

1.65%
APY

Annual percentage yield (APY). $500 minimum deposit. A penalty will be assessed for early withdrawal. APY is effective July 12, 2017. Fees could reduce earnings on the account. Inquire at Centris for complete terms & conditions.

Auto Loans

As Low As*

3.99%
APR

Annual Percentage Rate (APR) is accurate as of July 12, 2017. Rates, terms, and conditions subject to change and based on credit worthiness, qualifications, and collateral conditions. To qualify for this rate you must have an automatic payment from a Centris checking account and $5,000 New Money.

Personal Loans

As Low As*

6.24%
APR

Annual Percentage Rate (APR) is accurate as of May 1, 2017. Rates, terms, and conditions subject to change and based on credit worthiness, qualifications, and collateral conditions. *To qualify for this rate you must have an automatic payment from a Centris checking account. All loans subject to approval.

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