*Federally insured by NCUA. Rates start as low as 3.49% APR. The rate may vary based on individual creditworthiness, term of the loan and underwriting factors. Subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Although no payment is due during the first 75 days after loan disbursement, interest accrues immediately and continues throughout the duration of the loan term. To qualify for this rate you must have an automatic payment from a Centris checking account and $5,000 New Money. 63 monthly payments of $348.87 for $20,000 borrowed at 3.49% APR. Valid until December 31, 2020. Inquire at Centris for complete terms and conditions at (800) 334-2328.