Grow Your Investment ā Guaranteed.
Avoid the volatility with a safe, guaranteed investment option. Put your money to work with a certificate from Centris Federal Credit Union.
Questions? We’re here. Call now: (402) 334-7000
Idle Money Doesnāt Make Sense
Making your money work for you is more important than ever. Certificates through Centris provide incredible safety during unpredictable times.
Guaranteed Return
No volatility here. Youāre guaranteed to receive the dividend rate based on your terms.
Earn on Your Own Terms
We maximize your return by customizing certificate terms based on your individual needs.
Keep it Growing
Choose a one-time deposit or utilize add-on certificates that allow you to make ongoing deposits.
How it Works
Determine the term length of your certificate ranging from 6 – 60 months.
Make a deposit with minimum balances starting as low as $500.
Your money safely sits while earning higher interest than options like savings accounts.
Current Rates
Regular & IRA Certificates – minimum opening deposit of $500.00
| Term | Dividend Rate | APY | Minimum balance to earn stated APY |
|---|---|---|---|
| 6 month | 3.68% | 3.75% | $500.00 |
| 9 month | 3.59% | 3.65% | $500.00 |
| 12 month | 3.44% | 3.50% | $500.00 |
| 18 month | 3.39% | 3.45% | $500.00 |
| 24 month | 2.96% | 3.00% | $500.00 |
| 36 month | 2.71% | 2.75% | $500.00 |
| 39 month Jump Up | 2.71% | 2.75% | $500.00 |
| 48 month | 2.71% | 2.75% | $500.00 |
| 60 month | 2.71% | 2.75% | $500.00 |
Jumbo Certificates – minimum opening deposit of $90,000.00
| Term | Dividend Rate | APY | Minimum balance to earn stated APY |
|---|---|---|---|
| 6 month | 3.78% | 3.85% | $90,000.00 |
| 9 month | 3.68% | 3.75% | $90,000.00 |
| 12 month | 3.54% | 3.60% | $90,000.00 |
| 18 month | 3.49% | 3.55% | $90,000.00 |
| 24 month | 3.05% | 3.10% | $90,000.00 |
| 36 month | 2.81% | 2.85% | $90,000.00 |
| 39 month Jump Up | 2.81% | 2.85% | $90,000.00 |
| 48 month | 2.81% | 2.85% | $90,000.00 |
| 60 month | 2.81% | 2.85% | $90,000.00 |