Visa® Credit Cards That Fit Your Lifestyle

iconWe offer two Visa® credit cards with fixed interest rates and no hidden or annual fees. Whether you’re looking for a low fixed interest rate or want to earn points on your purchases, we have the cards to fit your lifestyle. In addition, we offer the same interest rate for cash advances with zero fees. Want to know more? View our credit card FAQs, or request more info.

Centris Classic Visa® Credit Card

Centris Visa Card

If you tend to carry a balance from month to month, the Classic Visa® offers interest rates that start as low as 9.9% APR. Other features include:

  • Fixed rates
  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • 1.99% introductory APR for first six months on balance transfers*
  • 9.90% to 17.90% fixed APR on balance transfers after introductory period ends

Centris Visa® Rewards Credit Card

Centris Visa Rewards Card

Earn points with every purchase you make with the fixed-rate Centris Visa® Rewards credit card. This is the best option if you keep a low balance each month or pay off your balance monthly. Other features include:

  • 1,000 points with first purchase
  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • 1.99% introductory APR for first six months on balance transfers*
  • 12.90% to 17.90% fixed APR on balance transfers after introductory period ends

Protect Yourself from Fraud with Visa® Consumer Alerts

When using your Visa® credit and debit cards, your peace of mind and security are our top priorities. As your trusted lifelong financial partner, our goal is to provide you with the tools necessary to keep track of your accounts. Fraud is always a possibility, and you should know immediately if transactions are being made without your consent. With Visa® consumer alerts, you’ll be in the know. You choose which types of account alerts you want to receive, when you want to receive them. Whether by text message or email, Visa® consumer alerts help protect you from fraud by putting you in control of your account information. Available alert types include:

  • Large transaction (and you set the amount)
  • Card not present
  • International transaction

*Fixed annual percentage rate for balance transfers for the first six billing cycles after date of transfer. No balance transfer fee. The balance transferred has a 1.99% introductory APR during promotion period. Existing accounts must be in good standing. To qualify for the introductory rate, you must have an aggregate balance transfer of $1,000 or greater. After introductory period ends, rates on the transferred balance range from 9.90% APR to 17.90% APR based on individual creditworthiness. Fixed annual percentage rate. Subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Inquire at Centris for complete terms and conditions at (800) 334-2328.