Visa® credit cards from Centris offer lower rates and great options

Centris offers you some of the best credit cards in the area. There’s a card that fits the way you live your life. It’s just one of the benefits of being a Centris member.

Do you already have a Centris Visa® ?  Login to view your account now. Click here for our Visa® credit card FAQs.

Choose the best credit card for you!

Centris Visa® Credit Card


A low fixed rate that gets lower as you pay on time? That’s right! Beginning at just 9.9% APR, your Centris Visa® card rate will drop to 8.9% APR after a year of on-time payments. With a great rate that improves over time, this is the best credit card for our members who tend to carry a balance from month to month. Apply now.

Plus all newly issued Centris Visa® credit cards are EMV chip-enabled for added security.

Click here to learn more about EMV. Also, be sure to protect your balance with debt protection.

Centris Visa® Rewards Credit Card


Looking for rewards from your credit card? Then the Centris Visa® Rewards Credit Card is the right credit card for you! You’ll earn points with every purchase you make, including 1,000 bonus points with your first purchase. This is the perfect credit card for members who keep a low balance each month or pay off their balance monthly.

Then when you’re ready, click through to the rewards site and choose from hundreds of rewards. Airline flights, car rentals and hotel stays are all available, but that’s just the beginning. You can use your rewards for incredible experiences like wine tasting, whitewater rafting, an NBA or NFL game or even a concert. Then there’s merchandise – just about anything you can think of can be purchased with reward points, including gift cards if you’d like. Click here view our rewards demo site to explore the possibilities! Apply now.

Centris Visa® Card Convenience

Check your Centris Visa® account balance, view recent transactions and past statements, and make your payment online.

Credit card lost or stolen? Call (800) 248-9600.


Extra Security With Verified by Visa®

You can take that extra step to secure your Centris Visa® Debit Card and Visa® Credit Card with a personal password. This password provides reassurance that only you can use your Centris Visa® credit card for online purchases.

Visa® Gift Cards

Looking for an easy solution to gift giving? With Visa® Gift Cards, you can let your lucky gift recipients choose exactly what they’d like for their gift. Available with amounts from $10 to $1,000 already loaded and ready for gifting, Visa® Gift Cards make gift shopping quick and easy. Plus, they’re perfect for everyone on your gift list. Stop by any of our branch locations to pick one up.

There is a $3 per-card fee when purchasing a gift card.

Lost your gift card? Call (800) 304-2273 and press 4 when prompted to report it lost or stolen. Please have your prepaid card number available when you call.

All loans subject to approval. Rates, terms and conditions are subject to change.