Welcome to Centris Federal Credit Union

Our mission is to become your trusted lifelong financial partner. To do that, we provide service that goes above and beyond. As the recipient of two Better Business Bureau Integrity Awards, Centris takes pride in ensuring that our day-to-day interactions with members and the public are always about doing the right thing. We are consistently voted as the #1 credit union in the communities we serve and our employees are known for their dedication to developing trust and helping our members reach their financial goals. We’re among the best credit unions for auto loans, checking accounts, savings and certificates, mortgages, commercial loans and financial planning. Whether you’re already a member or thinking about becoming one, if there’s ever anything you need, just ask. Making your financial life easier is the spirit of Centris.

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What Makes Centris Different?

We’re focused on the right things.

Centris is a not-for-profit financial organization. We pass the savings onto you. We don’t have stockholders, and any profits we make are turned back to our members in the form of lower rates on loans and higher rates on savings as well as improved products and services. We concentrate on providing our members with affordable financial products, not maximizing stockholder earnings.

We have members, not customers.

Centris is democratically operated by its members, allowing account holders an equal say in how the credit union is operated, regardless of how much they have on deposit at the credit union. The directors on our board are member volunteers who have been elected to serve by Centris members.

All loans subject to approval. Rates, terms and conditions are subject to change.

Home Equity Loans

As Low As*


Annual Percentage Rate (APR) is accurate as of June 22, 2018. Real estate closing costs/fees vary based on loan amount, location and type of loan. *To qualify for this rate you must have an automatic payment from a Centris checking account. Taxes and insurance premiums not included in payment. Actual payment obligation will be greater. 72 monthly payments of $17.69 for $1,000 borrowed at 7.99% APR for 91-100% financing. 72 monthly payments of $16.56 for $1,000 borrowed at 5.74% APR for 81-90% financing. 72 monthly payments of $15.95 for $1,000 borrowed at 4.49% APR for 0-80% financing. All loans subject to approval.


40 months*


Annual Percentage Yield (APY) and dividends are accurate as of the last declaration date on August 31, 2018. Rates are subject to change at any time without notice. $500 minimum deposit. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Inquire at Centris from complete terms and condition.

Auto Loans

As Low As*


Annual Percentage Rate (APR) is accurate as of October 12, 2018. Rates, terms, and conditions subject to change and based on credit worthiness, qualifications, and collateral conditions. *To qualify for this rate you must have an automatic payment from a Centris checking account and $5,000 New Money. 63 monthly payments of $365.87 $20,000 borrowed at 5.24% APR All loans subject to approval.

Personal Loans

As Low As*


Annual Percentage Rate (APR) is accurate as of October 1, 2018. Rates start as low as 6.49% APR. Rates may vary based on individual creditworthiness. Subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. $2,500 new money required. No additional discounts apply. 24 monthly payments of $111.95 for $2,500 borrowed at 6.49% APR. Inquire at Centris for complete terms and conditions at (800) 334-2328.

Centris AutoSmart Financing - Learn More
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Go with Centris Mobile Banking

Everywhere you go, Centris Mobile Banking goes with you — and we mean everywhere! Using your mobile phone or iPad, you can

  • Check account balances
  • Transfer funds
  • Pay bills like your auto loan
  • Find ATMs
  • Deposit checks through Remote Deposit Capture (mobile deposit)
  • Locate one of our convenient branches in Nebraska or Iowa

Our commitment to making your financial transactions easier is just one of the things that makes Centris the best credit union for all your banking needs.

Talk To Us

If you need help or have a suggestion, we're here. There are lots of ways to get in touch with us.

Join the Dollar Save Club

It’s a new way to save from Centris! Add money to your DSC account for a year and receive a higher dividend rate.

Get a Centris VISA® Rewards Card

Earn points for every purchase and choose from millions of rewards.

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