Make Your Savings Work Harder

Certificate & Savings Bundle

Certificate and Savings Bundle

Bundling is just another way Centris can help you save for your financial future! 

11-month and 22-month

11-Month/22-Month Certificate

Invest in the future and watch your money grow.

39-month Jump Up Certificate

39-Month Jump Up Certificate

Lock in a special rate on a 39-month certificate and jump up to a higher rate later.

Our certificates have flexible terms and you can choose from a variety of certificate types.

Certificates

Certificates offer higher dividends on your investment and are available with maturity dates of six months to five years. Each certificate has a seven-day grace period for withdrawals during its renewal period and certificates are federally insured. All you need is $500 to get started.

Jumbo Certificates

Looking for an even higher rate? Receive market competitive certificate rates when you open a jumbo certificate with a $90,000 minimum deposit.

Add-On Certificates

Start saving today with an add-on certificate. You only need $100 to open this account that allows you to make unlimited deposits, in any amount, for the 12-month term of the certificate. Convenient additional deposits can be made in the branch, online, with mobile banking or automatic transfers.

Customized Certificates

With customizable term options and a guaranteed return on your investment, certificates can earn you money on your own terms. Just choose your opening deposit and we’ll help you customize a certificate term that works for you.

Current Rates

Certificates

TierDividend RateAPYMinimum balance to earn stated APY
6 months0.55%0.55%$500.00
9 months0.65%0.65%$500.00
11 months2.37%2.40%$500.00
12 months0.75%0.75%$500.00
18 months0.90%0.90%$500.00
22 months2.71%2.75%$500.00
24 months0.95%0.95%$500.00
36 months1.00%1.00%$500.00
39 months Jump Up2.96%3.00%$500.00
48 months1.04%1.05%$500.00
60 months1.09%1.10%$500.00
Annual Percentage Yield (APY) and dividends are accurate as of the last declaration date of September 7, 2022. Rates are subject to change at any time without notice. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.

Jumbo Certificates

TierDividend RateAPYMinimum balance to earn stated APY
6 months0.65%0.65%$90,000.00
9 months0.75%0.75%$90,000.00
11 months2.47%2.50%$90,000.00
12 months0.85%0.85%$90,000.00
18 months1.00%1.00%$90,000.00
22 months2.81%2.85%$90,000.00
24 months1.04%1.05%$90,000.00
36 months1.09%1.10%$90,000.00
39 months Jump Up3.05%3.10%$90,000.00
48 months1.14%1.15%$90,000.00
60 months1.19%1.20%$90,000.00
Annual Percentage Yield (APY) and dividends are accurate as of the last declaration date of September 7, 2022. Rates are subject to change at any time without notice. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.

Add-On Certificates

TierDividend RateAPYMinimum balance to earn stated APY
12 months0.25%0.25%$100.00
Annual Percentage Yield (APY) is accurate as of September 7, 2022. Rates are subject to change at any time without notice. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.
A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Programs, rates, terms and conditions are subject to change without notice. Inquire at Centris for complete terms and conditions at (800) 334-2328.