Make Your Savings Work Harder
Certificate and Savings Bundle
Bundling is just another way Centris can help you save for your financial future!
11-Month/22-Month Certificate
Invest in the future and watch your money grow.
39-Month Jump Up Certificate
Lock in a special rate on a 39-month certificate and jump up to a higher rate later.
Our certificates have flexible terms and you can choose from a variety of certificate types.
Certificates
Certificates offer higher dividends on your investment and are available with maturity dates of six months to five years. Each certificate has a seven-day grace period for withdrawals during its renewal period and certificates are federally insured. All you need is $500 to get started.
Jumbo Certificates
Looking for an even higher rate? Receive market competitive certificate rates when you open a jumbo certificate with a $90,000 minimum deposit.
Add-On Certificates
Start saving today with an add-on certificate. You only need $100 to open this account that allows you to make unlimited deposits, in any amount, for the 12-month term of the certificate. Convenient additional deposits can be made in the branch, online, with mobile banking or automatic transfers.
Customized Certificates
With customizable term options and a guaranteed return on your investment, certificates can earn you money on your own terms. Just choose your opening deposit and we’ll help you customize a certificate term that works for you.
Current Rates
Certificates
| Tier | Dividend Rate | APY | Minimum balance to earn stated APY |
|---|---|---|---|
| 6 month | 1.54% | 1.55% | $500.00 |
| 9 month | 1.64% | 1.65% | $500.00 |
| 11 month | 3.83% | 3.90% | $500.00 |
| 12 month | 1.73% | 1.75% | $500.00 |
| 18 month | 1.88% | 1.90% | $500.00 |
| 22 month | 4.16% | 4.25% | $500.00 |
| 24 month | 1.93% | 1.95% | $500.00 |
| 36 month | 1.98% | 2.00% | $500.00 |
| 39 month Jump Up | 4.16% | 4.25% | $500.00 |
| 48 month | 2.03% | 2.05% | $500.00 |
| 60 month | 2.08% | 2.10% | $500.00 |
Jumbo Certificates
| Tier | Dividend Rate | APY | Minimum balance to earn stated APY |
|---|---|---|---|
| 6 month | 1.64% | 1.65% | $90,000.00 |
| 9 month | 1.73% | 1.75% | $90,000.00 |
| 11 month | 3.92% | 4.00% | $90,000.00 |
| 12 month | 1.83% | 1.85% | $90,000.00 |
| 18 month | 1.98% | 2.00% | $90,000.00 |
| 22 month | 4.26% | 4.35% | $90,000.00 |
| 24 month | 2.03% | 2.05% | $90,000.00 |
| 36 month | 2.08% | 2.10% | $90,000.00 |
| 39 month Jump Up | 4.26% | 4.35% | $90,000.00 |
| 48 month | 2.13% | 2.15% | $90,000.00 |
| 60 month | 2.18% | 2.20% | $90,000.00 |
Add-On Certificates
| Tier | Dividend Rate | APY | Minimum balance to earn stated APY |
|---|---|---|---|
| 12 months | 0.25% | 0.25% | $100.00 |