Make Your Savings Work Harder
Certificate and Savings Bundle
Bundling is just another way Centris can help you save for your financial future!
11-Month/22-Month Certificate
Invest in the future and watch your money grow.
39-Month Jump Up Certificate
Lock in a special rate on a 39-month certificate and jump up to a higher rate later.
Our certificates have flexible terms and you can choose from a variety of certificate types.
Certificates
Certificates offer higher dividends on your investment and are available with maturity dates of six months to five years. Each certificate has a seven-day grace period for withdrawals during its renewal period and certificates are federally insured. All you need is $500 to get started.
Jumbo Certificates
Looking for an even higher rate? Receive market competitive certificate rates when you open a jumbo certificate with a $90,000 minimum deposit.
Add-On Certificates
Start saving today with an add-on certificate. You only need $100 to open this account that allows you to make unlimited deposits, in any amount, for the 12-month term of the certificate. Convenient additional deposits can be made in the branch, online, with mobile banking or automatic transfers.
Customized Certificates
With customizable term options and a guaranteed return on your investment, certificates can earn you money on your own terms. Just choose your opening deposit and we’ll help you customize a certificate term that works for you.
Current Rates
Certificates
| Tier | Dividend Rate | APY | Minimum balance to earn stated APY |
|---|---|---|---|
| 6 months | 0.55% | 0.55% | $500.00 |
| 9 months | 0.65% | 0.65% | $500.00 |
| 11 months | 2.37% | 2.40% | $500.00 |
| 12 months | 0.75% | 0.75% | $500.00 |
| 18 months | 0.90% | 0.90% | $500.00 |
| 22 months | 2.71% | 2.75% | $500.00 |
| 24 months | 0.95% | 0.95% | $500.00 |
| 36 months | 1.00% | 1.00% | $500.00 |
| 39 months Jump Up | 2.96% | 3.00% | $500.00 |
| 48 months | 1.04% | 1.05% | $500.00 |
| 60 months | 1.09% | 1.10% | $500.00 |
Jumbo Certificates
| Tier | Dividend Rate | APY | Minimum balance to earn stated APY |
|---|---|---|---|
| 6 months | 0.65% | 0.65% | $90,000.00 |
| 9 months | 0.75% | 0.75% | $90,000.00 |
| 11 months | 2.47% | 2.50% | $90,000.00 |
| 12 months | 0.85% | 0.85% | $90,000.00 |
| 18 months | 1.00% | 1.00% | $90,000.00 |
| 22 months | 2.81% | 2.85% | $90,000.00 |
| 24 months | 1.04% | 1.05% | $90,000.00 |
| 36 months | 1.09% | 1.10% | $90,000.00 |
| 39 months Jump Up | 3.05% | 3.10% | $90,000.00 |
| 48 months | 1.14% | 1.15% | $90,000.00 |
| 60 months | 1.19% | 1.20% | $90,000.00 |
Add-On Certificates
| Tier | Dividend Rate | APY | Minimum balance to earn stated APY |
|---|---|---|---|
| 12 months | 0.25% | 0.25% | $100.00 |