Need a Little Breathing Room? Skip a Payment*
Defer your loan payment by one month and use the cash for other expenses.
Life throws financial curveballs, and sometimes you need a little breathing room. Whether it’s unexpected expenses, a special occasion, or just a month to catch up, our Skip A Payment* option provides a convenient solution for qualifying Centris members. It’s simple, fast, and designed to offer you the financial flexibility you need.
It’s quick and easy to see if you qualify:
- Log in to Centris Online Banking.
- On the left side of the screen, select the “Payments” dropdown, then “Skip a Payment.”
- If your loan(s) appear on the Skip a Payment page, you are eligible to skip.
- You can submit your request to skip a monthly loan payment on this screen. You will know it has been processed when you see “Success.”
You are always welcome to give us a call at (402) 334-7000 or visit your nearest Centris Federal Credit Union branch to request to skip a payment.
Certain payments are not eligible for this program, including first real estate mortgage loans, commercial loans, home equity lines of credit, home equity fixed-term loans, lines of credit, and indirect loans approved with lenders’ protection. If these restrictions apply to you, please contact a member services representative for alternative options to Skip A Payment.
*To qualify for this offer, your account must be in good current standing. You must have had a payment posted in the last 60 days that advanced the payment due date. One skipped payment per loan is allowed per calendar year. The account may not have Collateral Protection Insurance enforced. The $35 processing fee applies to all skip payments. Fee subject to change. You must specify at the time of the application the account from which the fee will be withdrawn. Please contact a member services representative to arrange payment. Programs, rates, terms, and conditions are subject to change without notice. Inquire at Centris for complete terms and conditions at (800) 334-2328. Under this agreement, you agree to defer one monthly payment under Skip A Payment. Understand that the interest (finance charge) will continue to accrue on the principal balance during the skip period, which may result in additional payments, and payment will resume the following month and continue until the total amount has been repaid. You authorize Centris to withdraw the $35 fee as arranged with the Centris member services representative.