Checking Accounts That Help You Take Care of Your Money

If you’re tired of seeing your money disappear to monthly service charges and other fees, then it’s time to open a free personal checking account with us. We’ll help you say goodbye to wasteful fees. Plus, all of our accounts come with the following free of charge:

VISA® debit card
Online banking and bill pay
eStatements
Mobile banking*

Choose an account that pays dividends and you can save money and earn money all at the same time. We take care of our members by helping them take care of their money.

Compare Savings

Compare Accounts

Open an Account

Save $120 or More with Totally Free Checking*

Compare Centris

Centris
Totally Free Checking

Wells Fargo
Everyday Checking

US Bank
Everyday Checking

Bank of the West
Everyday Checking

Monthly service charge

$10

$8.95

$10

Min. balance requirement to avoid monthly service charge

Yes

Annual savings with Centris Totally Free Checking

$120

$107.40

$120

*Savings estimated using Totally Free Checking account. Savings may be less with other Centris checking accounts.

Source: Competitive information was obtained directly from banks or their websites. Some banks may have introductory offers; comparisons are for ongoing product offers.

Find the Account Right For You

Totally FREE Checking

Key features:

First box of Centris checks only $9.95
No monthly pricing

Tier	Dividend Rate	APY	Minimum balance to earn stated APY
Non Dividend Bearing Account	N/A	N/A

Inquire at Centris for complete terms & conditions.

Direct Checking

Key Features:

First box of Centris checks only $9.95
No fee with direct deposit or any automatic payment
No minimum balance required
No monthly pricing
Pays dividends

Tier	Dividend Rate	APY	Minimum balance to earn stated APY
Any Balance	.05%	.05%	$100

Annual Percentage Yield (APY) is accurate as of the last dividend declaration date: April 14, 2021. Rates may change after account opening. Fees may reduce earnings.

Premier Checking

Key Features:

Minimum balance of $1,500 required to earn higher dividends and avoid monthly service charge
Pays dividends on a tiered schedule based on average monthly collected balance
One box of Centris checks free per year
Two free foreign ATM transactions per month
No monthly pricing with average monthly collected balance of $1,500 (otherwise $10)

Tier	Dividend Rate	APY	Minimum balance to earn stated APY
$.01-1,499.99	.10%	.10%	$50.00
$1,500.00 & Above	.15%	.15%	$1,500.00

Annual Percentage Yield (APY) is accurate as of the last dividend declaration date: April 14, 2021. Rates may change after account opening. Fees may reduce earnings.

50 Advantage Checking

Key Features:

Free for members 50 and over
Free first box of checks
Two free foreign ATM transactions per month
No minimum balance
No monthly pricing
Pays dividends

Tier	Dividend Rate	APY	Minimum balance to earn stated APY
Any Balance	.05%	.05%	$100.00

Annual Percentage Yield (APY) is accurate as of the last dividend declaration date: April 14, 2021. Rates may change after account opening. Fees may reduce earnings.

Open an Account

Need Help?

Your Centris VISA® Debit Card

Free with any personal checking account.

Accepted at millions of locations
Safer than cash
Helps you track your spending
Incurs no finance charges
Instantly replaced at branch if lost or stolen
Add your card to one of our available contactless payments: Apple, Samsung, or Google Pay. Learn more here