Checking Accounts That Help You Take Care of Your Money

iconIf you’re tired of seeing your money disappear to monthly service charges and other fees, then it’s time to open a free personal checking account with us. We’ll help you say goodbye to wasteful fees. Plus, all of our accounts come with the following free of charge:

  • VISA® debit card
  • Online banking and bill pay
  • eStatements
  • Mobile banking*

Choose an account that pays dividends and you can save money and earn money all at the same time. We take care of our members by helping them take care of their money.

Win $1,500

Open a Centris checking account and you’ll automatically be entered in our quarterly drawing to win $1,500! Details »

Save $120 or More with Totally Free Checking*

Compare Centris

Centris
Totally Free Checking

Wells Fargo
Everyday Checking

US Bank
Everyday Checking

Bank of the West
Everyday Checking

Monthly service charge

$0

$10

$8.95

$10

Min. balance requirement to avoid monthly service charge

No

Yes

Yes

Yes

Cash back for old checks and debit cards

Yes

No

No

No

A chance to WIN $1,500 when you open a new account

Yes

No

No

No

Annual savings with Centris Totally Free Checking

$120

$107.40

$120

*Savings estimated using Totally Free Checking account. Savings may be less with other Centris checking accounts.

Source: Competitive information was obtained directly from banks or their websites. Some banks may have introductory offers; comparisons are for ongoing product offers.

Find the Account Right For You

Totally FREE Checking

Key features:

  • Free first box of checks
  • No monthly pricing

Direct Checking

Key Features:

  • Free first box of checks
  • No fee with direct deposit or any automatic payment
  • No minimum balance required
  • No monthly pricing
  • Pays dividends

Premier Checking

Key Features:

  • Minimum balance of $1,500 required to earn higher dividends and avoid monthly service charge
  • Pays dividends on a tiered schedule based on average monthly collected balance
  • Free checks
  • Two free foreign ATM transactions per month
  • No monthly pricing with average monthly collected balance of $1,500 (otherwise $10)

50 Advantage Checking

Key Features:

  • Free for members 50 and over
  • Free first box of checks
  • Two free foreign ATM transactions per month
  • No minimum balance
  • No monthly pricing
  • Pays dividends

Switch Today
and Earn $10

Open a personal checking account and we’ll give you $10 for your unused checks and debit card from another institution.

Image of Centris consumer debit card

Your Centris VISA® Debit Card

Free with any personal checking account.

  • Accepted at millions of locations
  • Safer than cash
  • Helps you track your spending
  • Incurs no finance charges
  • Instantly replaced at branch if lost or stolen
Programs, rates, terms and conditions are subject to change without notice. Inquire at Centris for complete terms and conditions at (800) 334-2328.
Quarterly prize winner will receive a 1099-misc for the $1,500 cash amount.
*Data and message rates may apply.