Checking Accounts That Help You Take Care of Your Money
If you’re tired of seeing your money disappear to monthly service charges and other fees*, then it’s time to open a free personal checking account with us. We’ll help you say goodbye to wasteful fees. Plus, all of our accounts come with the following free of charge:
- Centris Visa® Debit Card
- Online banking and bill pay
- eStatements
- Mobile banking**
Choose an account that pays dividends and you can save money and earn money all at the same time. We take care of our members by helping them take care of their money.
Spend and Save – It’s That Simple!
Enroll in Centris Round-Up as an easy way to increase your savings without even thinking about it.
Overdraft Coverage
We understand that life happens, which may lead to insufficient funds in your checking account. We’re here to support and assist you at every step of your financial journey. Learn more about the overdraft coverage options we have available.
Find the Account Right For You
Totally FREE Checking
A free account for everyone!
- No minimum balance requirement
- No monthly fee
- First box of Centris checks only $9.95
| Tier | Dividend Rate | APY | Minimum balance to earn stated APY |
|---|---|---|---|
| Non Dividend Bearing Account | N/A | N/A |
Direct Checking
Checking with the convenience of direct deposit!
- No minimum balance requirement
- No fee with direct deposit
- First box of Centris checks only $9.95
- Pays dividends
| Tier | Dividend Rate | APY | Minimum balance to earn stated APY |
|---|---|---|---|
| Any Balance | .05% | .05% | $0.01 |
Premier Checking
An account for those interested in higher dividends!
- A minimum balance of $1,500 is required to earn higher dividends and avoid a monthly fee
- One box of Centris checks free per year
- Two free foreign ATM transactions per month
- Pays dividends on a tiered schedule based on the average monthly collected balance
| Tier | Dividend Rate | APY | Minimum balance to earn stated APY |
|---|---|---|---|
| $.01-1,499.99 | .05% | .05% | $0.01 |
| $1,500.00 & Above | .10% | .10% | $1,500.00 |
50 Advantage Checking
Free for members 50 and better!
- Available for members 50 and over
- No minimum balance requirement
- No monthly fee
- First box of Centris checks for free
- Two free foreign ATM transactions per month
- Pays dividends
| Tier | Dividend Rate | APY | Minimum balance to earn stated APY |
|---|---|---|---|
| Any Balance | .05% | .05% | $0.01 |
Your Centris Visa® Debit Card
Free with any personal checking account.
- Accepted at millions of locations
- Safer than cash
- Helps you track your spending
- Incurs no finance charges
- Instantly replaced at branch if lost or stolen
- Add your card to one of our available contactless payments: Apple, Samsung, or Google Pay. Learn more here
Programs, rates, terms and conditions are subject to change without notice. Inquire at Centris for complete terms and conditions at (800) 334-2328.
*Certain fees may apply for inactivity and non-routine items such as overdraft and non-sufficient funds (NSF) Fees. Refer to your account disclosures regarding any such fees that may apply.
**Data and message rates may apply.