Centris Federal Credit Union Logo
Book Appointment
Centris Federal Credit Union Logo

Auto Loans That Get You Where You Need to Go

iconWe are consistently voted Best of Omaha for auto financing, so you know you’re in good hands with us. With pre-approved financing, we offer some of the best auto loans and rates in the area. We provide you with the tools and resources you need to head in the right direction.

Dealer Loan Application

When you walk into a dealership with your auto loan and rate pre-approved, you know how much car you can afford and what payment fits into your budget. Knowledge is power, and we like to help our members make smart financial moves.

Start a Dealer Application

Refinance Your Car Loan

With our low auto rates, you may be able to refinance your existing car loan to save on interest and possibly reduce your monthly payment.

Refinance Your Car Loan

Private Seller Loan Application

When you buy a car from a private seller, it’s important to have your loan details in order to make the purchase simple and easy. Apply for pre-approval with our online loan application and streamline your buying experience.

Start a Private Seller Application

Free Auto Buying Resources

Research the car you want and calculate your monthly payments before you even set foot onto a dealership lot. Our online car buying resources can save you time and money. Best of all, these easy-to-use online tools are free!

Start Here

Rates

Auto – New

Loan must be secured by a 2021 or newer Auto and under 50,000 miles

Approx. TermAPR
24-35 MonthsAs low as 6.24%*
36-63 MonthsAs low as 6.24%*
64-75 MonthsAs low as 6.74%*
76-84 MonthsAs low as 7.24%*
Annual Percentage Rate (APR) is accurate as of May 1, 2023. Rates, terms and conditions subject to change and based on credit worthiness, qualifications and collateral conditions. *To qualify for this rate, you must have an automatic payment from a checking account and $5,000 New Money. For example, a $35,000 loan for a term of 72 months with a 6.74% APR would have a monthly payment amount of $595.53. All loans subject to approval.

Loan must be secured by 2019 or newer Auto and under 90,000 miles

Approx. TermAPR
24-35 MonthsAs low as 7.49%*
36-63 MonthsAs low as 7.49%*
64-75 MonthsAs low as 7.99%*
76-84 MonthsAs low as 8.99%*
Annual Percentage Rate (APR) is accurate as of May 1, 2023. Rates, terms and conditions subject to change and based on credit worthiness, qualifications and collateral conditions. *To qualify for this rate, you must have an automatic payment from a checking account and $5,000 New Money. For example, a $20,000 loan for a term of 63 months with a 7.49% APR would have a monthly payment amount of $387.23. All loans subject to approval.

Auto – Used

Loan must be secured by a 2016-2018 Auto and under 120,000 miles OR 2019 or newer Auto with over 90,000-120,000 miles, or Special Interest Auto

Approx. TermAPR
24-35 MonthsAs low as 8.99%*
36-63 MonthsAs low as 8.99%*
64-75 MonthsAs low as 9.49%*
Annual Percentage Rate (APR) is accurate as of May 1, 2023. Rates, terms, and conditions subject to change and based on credit worthiness, qualifications, and collateral conditions. *To qualify for this rate, you must have an automatic payment from a checking account and $5,000 New Money. For example, a $10,000 loan for a term of 63 months with an 8.99% APR secured by a 2016-2018 Auto and under 120,000 miles OR 2019 or newer Auto with over 90,000 – 120,000 miles, or Special Interest Autos would have a monthly payment amount of $201.14. All loans subject to approval.

 

Loan must be secured by a 2013-2015 Auto regardless of mileage OR any newer Auto with over 120,000 miles

Approx. TermAPR
24-35 MonthsAs low as 10.24%*
36-63 MonthsAs low as 10.24%*
64-75 MonthsAs low as 10.74%*
Annual Percentage Rate (APR) is accurate as of May 1, 2023. Rates, terms, and conditions subject to change and based on credit worthiness, qualifications, and collateral conditions. *To qualify for this rate, you must have an automatic payment from a checking account and $5,000 New Money. For example, a $10,000 loan for a term of 63 months with a 10.24% APR secured by a 2013-2015 Auto or any newer Auto with over 120,000 miles would have a monthly payment amount of $207.54. All loans subject to approval.

 

 

Book an Appointment
Rates may vary based on individual creditworthiness and term of loan. Subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Inquire at Centris for complete terms and conditions at (800) 334-2328.