Start Young with Good Savings Habits

iconTeach your children the importance of saving for the future with one of our saving options for kids and young adults.

Rafferty Club – for savers 12 and younger

For children 12 years old and younger, the Rafferty Club is the perfect start on their savings journey. All your child needs to open a Rafferty account is his/her own Social Security number. Book an appointment to learn more or to get started.

Rafferty T. Bear loves to help kids learn lots of fun ways to save their money. In fact, Rafferty loves to host events and make special appearances giving the kids a chance to interact and have fun.

CU Succeed – for teens

For teens between the ages of 13 and 17, CU Succeed offers checking and savings accounts as well as other activities created just for them.

Teens who know how to manage money before they move out of the house have a better chance of succeeding financially. We host a site that includes tools, calculators, games and teen-written articles to help them for their future. Visit our CU Succeed site here or book an appointment to open your teen’s account.


TierDividend RateAPYMinimum balance to earn stated APY
$999.99 & Below.10%.10%$0.01
$1,000.00 & Above.10%.10%$1,000.00
Annual Percentage Yield (APY) is accurate as of the last dividend declaration date: December 15, 2022. Rates may change after account opening. Fees may reduce earnings. Minimum Deposit of $5.00 to open this account when opening online.