Start Young with Good Savings Habits

iconHelp set children on the right financial path by teaching them the importance of saving for the future and have them open a Rafferty Club account.

Rafferty Club – for savers 12 and younger

For children 12 years old and younger, the Rafferty Club is the perfect start on their savings journey. All your child needs to open a Rafferty account is his/her own Social Security number. Book an appointment to learn more or to get started.

Rafferty T. Bear loves to help kids learn lots of fun ways to save their money. In fact, Rafferty loves to host events and make special appearances giving the kids a chance to interact and have fun.


TierDividend RateAPYMinimum balance to earn stated APY
$999.99 & Below.10%.10%$0.01
$1,000.00 & Above.10%.10%$1,000.00
Annual Percentage Yield (APY) is accurate as of the last dividend declaration date: Sept. 19, 2023. Rates may change after account opening. Fees may reduce earnings. Minimum Deposit of $5.00 to open this account when opening online.