Invest in Your Future

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A bright future depends on the decisions you make today. As your trusted lifelong financial partner, we are ready to help you make smart investment choices. Whether you’re thinking about an individual retirement account, interested in a certificate or need financial advice, we will help you plan for the future.

IRAs

It’s easy to put off saving for something that may be years down the road, but it’s the years of savings and dividends that will push you toward a secure retirement. We offer a variety of accounts to fit your needs and put you on the right savings path.

IRA Savings Account

You can start saving today. Complete this short contact form, give us a call or stop in any of our branches.

IRA Certificate Account

Looking for a higher dividend rate?

For a higher dividend rate, open an IRA certificate with as little as $500. Complete this short contact form, give us a call or stop in any of our branches.

IRA Jumbo Certificate Account

If you have IRA funds already saved and are looking for a competitive IRA account, check out the jumbo certificate.

Take advantage of better dividend rates. Complete this short contact form, give us a call or stop in any of our branches.

Current Rates

IRA Savings

TierDividend RateAPYMinimum balance to earn stated APY
$9,999.99 & Below.15%.15%$35.00
$10,000.00 & Above.20%.20%$10,000.00
Annual Percentage Yield (APY) is accurate as of the last dividend declaration date: August 10, 2020. Rates may change after account opening. Fees may reduce earnings.

IRA Certificate Account

TierDividend RateAPYMinimum balance to earn stated APY
6 months0.50%0.50%$500.00
9 months0.55%0.55%$500.00
12 months0.60%0.60%$500.00
15 months0.65%0.65%$500.00
18 months0.65%0.65%$500.00
24 months0.70%0.70%$500.00
36 months0.75%0.75%$500.00
48 months0.80%0.80%$500.00
60 months0.85%0.85%$500.00
Annual Percentage Yield (APY) and dividends are accurate as of the last declaration date on August 10, 2020. Rates are subject to change at any time without notice. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.

IRA Jumbo Certificate Account

TierDividend RateAPYMinimum balance to earn stated APY
6 months0.60%0.60%$90,000.00
9 months0.65%0.65%$90,000.00
12 months0.70%0.70%$90,000.00
15 months0.75%0.75%$90,000.00
18 months0.75%0.75%$90,000.00
24 months0.80%0.80%$90,000.00
36 months0.85%0.85%$90,000.00
48 months0.90%0.90%$90,000.00
60 months0.95%0.95%$90,000.00
Annual Percentage Yield (APY) and dividends are accurate as of the last declaration date on August 10, 2020. Rates are subject to change at any time without notice. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.
Programs, rates, terms and conditions are subject to change without notice. Inquire at Centris for complete terms and conditions at (800) 334-2328.