Invest in Your Future
A bright future depends on the decisions you make today. As your trusted lifelong financial partner, we are ready to help you make smart investment choices. Whether you’re thinking about an individual retirement account, interested in a certificate or need financial advice, we will help you plan for the future. We can also assist with rollover or transfer from your current account.
IRAs
It’s easy to put off saving for something that may be years down the road, but it’s the years of savings and dividends that will push you toward a secure retirement. We offer a variety of accounts to fit your needs and put you on the right savings path.
IRA Savings Account
You can start saving today. Book an appointment, give us a call or stop in any of our branches.
What is an IRA Savings Account? Click here to learn more.
IRA Certificate Account
Looking for a higher dividend rate?
For a higher dividend rate, open an IRA certificate with as little as $500. Book an appointment, give us a call or stop in any of our branches.
IRA Jumbo Certificate Account
If you have IRA funds already saved and are looking for a competitive IRA account, check out the jumbo certificate.
Take advantage of better dividend rates. Book an appointment, give us a call or stop in any of our branches.
Current Rates
IRA Savings
| Tier | Dividend Rate | APY | Minimum balance to earn stated APY |
|---|---|---|---|
| $9,999.99 & Below | .15% | .15% | $0.01 |
| $10,000.00 & Above | .20% | .20% | $10,000.00 |
IRA Certificate Account
| Tier | Dividend Rate | APY | Minimum balance to earn stated APY |
|---|---|---|---|
| 6 months | 0.55% | 0.55% | $500.00 |
| 9 months | 0.65% | 0.65% | $500.00 |
| 11 months | 2.37% | 2.40% | $500.00 |
| 12 months | 0.75% | 0.75% | $500.00 |
| 18 months | 0.90% | 0.90% | $500.00 |
| 22 months | 2.71% | 2.75% | $500.00 |
| 24 months | 0.95% | 0.95% | $500.00 |
| 36 months | 1.00% | 1.00% | $500.00 |
| 39 months Jump Up | 2.96% | 3.00% | $500.00 |
| 48 months | 1.04% | 1.05% | $500.00 |
| 60 months | 1.09% | 1.10% | $500.00 |
IRA Jumbo Certificate Account
| Tier | Dividend Rate | APY | Minimum balance to earn stated APY |
|---|---|---|---|
| 6 months | 0.65% | 0.65% | $90,000.00 |
| 9 months | 0.75% | 0.75% | $90,000.00 |
| 11 months | 2.47% | 2.50% | $90,000.00 |
| 12 months | 0.85% | 0.85% | $90,000.00 |
| 18 months | 1.00% | 1.00% | $90,000.00 |
| 22 months | 2.81% | 2.85% | $90,000.00 |
| 24 months | 1.04% | 1.05% | $90,000.00 |
| 36 months | 1.09% | 1.10% | $90,000.00 |
| 39 months Jump Up | 3.05% | 3.10% | $90,000.00 |
| 48 months | 1.14% | 1.15% | $90,000.00 |
| 60 months | 1.19% | 1.20% | $90,000.00 |