Centris Blog
Protect Yourself From Credential Stuffing
If you are reusing the same username and password for multiple apps and websites—you may be at risk of a potential cyber threat called credential stuffing. What is credential stuffing? Credential stuffing occurs when hackers use stolen information, such as usernames...
Centris Board of Directors Call For Candidates
Your Centris Federal Credit Union Board of Directors is comprised of seven volunteer members whose ideas reflect the entire membership. Three positions are up for election in 2021. If you are interested in running for election to the Board of Directors, please send a...
Scholarships Available for High School Senior Members
Continuing education is a key to future success, and Centris is proud to help our members succeed. All high school seniors who are current and active Centris members graduating in the 2020-21 school year are eligible to apply for one of four $500 scholarships to be...
Free Document Shred Day – Saturday, August 1, 2020
Free Document Shred Day When someone uses your personal information (name, address, Social Security number, bank account numbers or medical insurance account numbers) without your permission they are committing identity theft. This serious crime is happening more and...
5 Ways to Boost Your Financial Health Amidst COVID-19
Financial decisions can feel complex and hard even under normal circumstances. If the current market volatility has you questioning what are the “right” actions you should take now, you are not alone. Here are five concrete ways for you to jumpstart your financial...
How does the Fed lowering the rate affect your mortgage rate?
By Jamie Wagner, Ph.D. In short—it really doesn’t. Not directly that is. In an emergency meeting on Sunday, March 15, the Federal Reserve (the Fed) decided to cut rates to 0. But what rate exactly did they cut and what does that mean for you and for your mortgage?...
Ensure Your Tax Refund is Deposited Into Your Account
Tax Refund Tips When filing your tax return by hand, online or with a tax preparer, make sure you double check your routing and account numbers before signing and submitting your refund. Checking Account If you want your refund directly deposited into your checking...
How to Qualify for a Car Loan
Car Buying Options A car is a big purchase, and you have multiple payment options. You can lease it by making monthly payments but never own the car. You can buy it with cash and not have to worry about making monthly car payments. You can also get an auto loan...
The Power of Compound Interest
By Jamie Wagner, Ph.D. Understanding Compound Interest When I talk about investing to young people, I tell them how powerful compound interest is and that it’s even more powerful because of their age. But, I don’t really think they fully understand the concept. In...
