Centris Blog
Should Millennials Be Saving for Retirement?
Why Millennials Should Be Saving for RetirementMany experts advise millennials to start saving money for retirement now. The future of Social Security benefits and if they will be available when most millennials retire has been a hot topic. Whether there will be...
Understanding Debt: Why It Isn’t Always a Negative
By Jamie Wagner, Ph.D. Understanding Debt If you read or hear much about debt it tends to be portrayed in a negative light. We talk about how much debt Americans have or the student loan crisis. I even wrote a post highlighting many negatives about debt here. However,...
In Memoriam: Lillian Higgins
Lillian Higgins, a long-time employee of Centris Federal Credit Union, passed on Saturday, Dec. 22. She was 85 years old and had worked for Centris since 1960 when it was known as N.P.D. Telco Federal Credit Union. While Lillian retired in 2005 after 45 years of...
Credit Score: How to Check It For Free All Year Long
By Jamie Wagner, Ph.D. Checking Your Credit Score with a Credit Bureau You’ve probably seen commercials advertising different products that allow you to check your credit score. What you may not know is how to accurately check your credit report from the three major...
Ensure Your Tax Refund is Deposited Into Your Account
Tax Refund Tips When filing your tax return by hand, online or with a tax preparer, make sure you double check your routing and account numbers before signing and submitting your refund. Checking Account If you want your refund directly deposited into your checking...
Scholarships Available for High School Senior Members
Continuing education is a key to future success, and Centris is proud to help our members succeed. All high school seniors who are current and active Centris members and graduating in the 2018-2019 school year are eligible to apply for one of four $500 scholarships....
Debt: A Look at the Spooky Facts
By Jamie Wagner, Ph.D. Spooky Tales of Debt Every October my husband and I begin our Halloween tradition—scary movie month. Colin loves scary movies, and I think I do except that I’m a huge baby and get scared so easily that I have to watch something “happy” before I...
Predatory Lending: Understanding and Protecting Yourself From This Practice
What is Predatory Lending? Predatory lending is a practice where lenders take advantage of borrowers for their own gain. Lenders often act deceptively through unclear terms and conditions. Borrowers are convinced to carry loans that have high interest rates and...
Making a Plan for Retirement: Traditional vs Roth IRA
By Jamie Wagner, Ph.D. What is an Individual Retirement Account (IRA)? Many financial experts will tell you to plan for retirement. But how? An individual retirement account (IRA) is a great option to supplement your company’s 401(k) (or other employer-provided...
Debt is often considered a four letter word, but not all debt is bad. Our guest blogger, Jamie Wagner Ph.D., explains why taking on debt in certain circumstances may save you money in the long run. bit.ly/2BhdK2U
Are you having a hard time juggling all those credit cards and their high interest rates and fees? If so, transfer those balances to a Centris Visa and pay no balance transfer fee. Plus, you'll receive a 1.99% introductory APR for the first six months. bit.ly/2S8H9CR
Please note that in observance of Presidents' Day on Monday, our branches will be closed.
