If you’ve ever bought a new car, I have a question for you: Did you think about financing as much as you thought about which car model to buy? Most of the time, the answer is “no.” But believe it or not, doing the research on financing a car before purchasing one is...
Auto Buying
How to Qualify for a Car Loan
Car Buying Options A car is a big purchase, and you have multiple payment options. You can lease it by making monthly payments but never own the car. You can buy it with cash and not have to worry about making monthly car payments. You can also get an auto loan...
Car Buying Tips
Car Buying Process The car buying process has dramatically changed over the years. The average car buyer spends weeks and possibly months researching vehicles to find the right color, make/model and equipment; however, over the past 10 years, the number of dealerships...
Get Smart…Approved
Rick Seamann, Centris assistant vice president of indirect lending, knows a thing a two about the car business after previously owning a dealership for 13 years. His knowledge and expertise come in handy for Centris members when they are ready to purchase a vehicle....
Top 10 Car Buying Tips
By Rick Seamann, Centris vice president of indirect and merchant lending Get pre-approved before shopping for a vehicle. Pre-approval will eliminate many issues like paying too much interest and buying a vehicle out of your budget. You will be armed with the...