Borrowing and Credit

DTI: Demystifying Debt to Income Ratio

By Jamie Wagner, Ph.D. What is Debt to Income Ratio (DTI)? Debt to income ratio (DTI) is the ratio of the amount of debt you owe compared to your gross income. Or, to put it in slightly different terms, the ratio is a comparison of all of the debt you have compared to...

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Car Buying Tips

Car Buying Process The car buying process has dramatically changed over the years. The average car buyer spends weeks and possibly months researching vehicles to find the right color, make/model and equipment; however, over the past 10 years, the number of dealerships...

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