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By Jamie Wagner, Ph.D. In short—it really doesn’t. Not directly that is. In an emergency meeting on Sunday, March 15, the Federal Reserve (the Fed) decided to cut rates to 0. But what rate exactly did they cut and what does that mean for you and for your mortgage?...
Mortgage 101 A home is one of the largest if not the largest investments you'll make. Just as you research a car or electronics purchase, the same time and attention must be put into a home, especially the financing of it. Many factors come into play when you apply...
Home Equity and How It Works Understanding what home equity loans are requires knowledge about equity itself. Equity is the difference between a home’s fair market value and the current balance of the loan. Your home is one of your biggest investments, and its equity...
Back in the 70s, the American dream was the house with a white picket fence and two children. While the definition of this dream has changed over the years, home ownership is still a source of pride. We know the ins and outs of helping you reach your home ownership...