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Knowing the Difference Between a Home Equity Line of Credit and a Home Equity Loan

Knowing the Difference Between a Home Equity Line of Credit and a Home Equity Loan

Mar 17, 2022 | Financial Education, Home Ownership

We’ve all heard the saying, “Home is where the heart is.” But in the case of your home, not only is your heart invested in it but so is a lot of your money. That investment, or in other words, the payments made over a period of time, has likely helped you build...

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How does the Fed lowering the rate affect your mortgage rate?

How does the Fed lowering the rate affect your mortgage rate?

Apr 1, 2020 | Borrowing and Credit, Financial Education, Home Ownership

By Jamie Wagner, Ph.D. In short—it really doesn’t.  Not directly that is. In an emergency meeting on Sunday, March 15, the Federal Reserve (the Fed) decided to cut rates to 0.  But what rate exactly did they cut and what does that mean for you and for your mortgage?...

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Which Type of Mortgage is Right For You

Which Type of Mortgage is Right For You

Mar 13, 2018 | Borrowing and Credit, Home Ownership

Mortgage 101 A home is one of the largest if not the largest investments you'll make. Just as you research a car or electronics purchase, the same time and attention must be put into a home, especially the financing of it. Many factors come into play when you apply...

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Use Your Home’s Equity: Understanding Home Equity Loans and Lines of Credit

Use Your Home’s Equity: Understanding Home Equity Loans and Lines of Credit

Feb 9, 2018 | Borrowing and Credit, Home Ownership

Home Equity and How It Works Understanding what home equity loans are requires knowledge about equity itself. Equity is the difference between a home’s fair market value and the current balance of the loan. Your home is one of your biggest investments, and its equity...

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Centris Federal Credit Union
Federally Insured by NCUA
equal housing lender
Phone: (402) 334-7000
Toll-Free: (800) 334-2328
Email: centris@centrisfcu.org
Routing number: 304082876
NMLS: 490617
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