Mortgages

Calculate Your Monthly Payment

Rates may vary based on each borrower’s credit history and underwriting standards.

Your Neighborhood Mortgage Experts

Peace of mind is another advantage you’ll have when you get your home loan through Centris. Every step of your mortgage loan process is taking place locally. We underwrite, process and close each loan here in our community. That’s why we are able to close on time, every time, keeping your home purchase on track.

Construction Lending

If you are contracting with a builder to build a home, you may need a construction loan. Before you apply for pre-approval, contact Deb Benak at (402) 697-6628. She will walk you through the process of applying for construction financing. Click here for more information.

Want to Run Some Numbers First?

Click here for our mortgage calculators to help you plan payments, estimate taxes or to see which mortgage is right for you.

Home Loans

First-time homebuyer program, My First Home
Fixed, adjustable rate mortgages (ARM) and balloon loans
VA and FHA loans
New construction loans

My First Home

We offer our own program called My First Home. This Centris exclusive lets first-time home buyers finance with as little as $500 down and doesn’t require the home buyer to pay monthly mortgage insurance … saving you money each month for the life of your loan. Click here to apply now.

Ready to Apply?

You can easily apply online for pre-approval. Pre-approval gives you greater negotiating power as you begin your house hunt.

Contact one of our knowledgeable mortgage service representatives by phone, email or visiting their individual pages below. No matter how you choose to get your home loan started, it’s all right here for you.

Laura Longo

Mortgage Service Rep

343 N. 114th St.
Omaha, NE 68154

(402) 758-6041

llongo@centrisfcu.org

Get to know Laura

Apply Now

PK Kopun

Mortgage Service Rep

15480 Spaulding Plaza
Omaha, NE 68116

(402) 697-6763

pkopun@centrisfcu.org

Get to know PK

Apply Now

Janette R. Calabro

Mortgage Service Rep

8250 S. 99th St.
La Vista, NE 68128

(402) 697-6748

jcalabro@centrisfcu.org

Get to know Janette

Apply Now

Jerad Berry
Mortgage Service Rep

2727 S. 168th St.
Omaha, NE 68130

(402) 697-6766

jberry@centrisfcu.org

Get to know Jerad

Apply Now

jlamoureux@centrisfcu.org

Jeanne Lamoureux

Mortgage Service Rep

11718 M Circle
Omaha, NE 68137

(402) 758-6552

Get to know Jeanne

Apply Now

Dan Harris

Mortgage Service Rep

2207 Pratt Ave.
Bellevue, NE 68123

(402) 758-6515

dharris@centrisfcu.org

Get to know Dan

Apply Now

Doug Arrick

Mortgage Service Rep

518 E. Broadway St.
Council Bluffs, IA 51503

(402) 697-6787

darrick@centrisfcu.org

Get to know Doug

Apply Now

Deb Benak

Assistant Vice President,
Construction Lending

343 N. 114th St.
Omaha, NE 68154

(402) 697-6628

dbenak@centrisfcu.org

Get to know Deb

All loans subject to approval. Rates, terms and conditions are subject to change.

Home Equity Loans

As Low As*

4.24%
APR

Annual Percentage Rate (APR) is accurate as of January 19, 2018. Real estate closing costs/fees vary based on loan amount, location and type of loan. To qualify for this rate you must have an automatic payment from a Centris checking account.

Certificates

60 months*

1.90%
APY

Annual Percentage Yield (APY) and dividends are accurate as of the last declaration date on April 2, 2018. $500 minimum deposit. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Inquire at Centris from complete terms and condition.

Auto Loans

As Low As*

4.24%
APR

Annual Percentage Rate (APR) is accurate as of April 12, 2018. Rates, terms, and conditions subject to change and based on credit worthiness, qualifications, and collateral conditions. *To qualify for this rate you must have an automatic payment from a Centris checking account and $5,000 New Money. 63 monthly payments of $355.26 for $20,000 borrowed at 4.24% APR All loans subject to approval.

Personal Loans

As Low As*

5.99%
APR