Mortgages

Photo of a family receiving keys to their new home

Home loans closed on time, every time

Mortgage rates and home loans. Appraisals and underwriting. A lot goes into buying a home, but it doesn’t have to be stressful. When you choose to finance through Centris, you are going to have a local financial partner to help you through the buying process every step of the way. That’s one of the advantages of having Centris Federal Credit Union as your local lender – all processing, paperwork and underwriting are done right here in town, keeping your mortgage close to home.

Here at Centris we’ve got all the home loan options you could ever need. But more than that, we have people you can trust to help you find the mortgage loan with competitive rates that fits your budget and that will be in your best interest in the long run. Our members are important to us, and getting the right mortgage for each individual is a commitment we take seriously.

Click here for details on our “Mortgage Payment Giveaway” promotion.

Already have a Centris Mortgage?

All loans subject to approval.

Your Neighborhood Mortgage Experts

Peace of mind is another advantage you’ll have when you get your home loan through Centris. Every step of your mortgage loan process is taking place locally. We underwrite, process and close each loan here in our community. That’s why we are able to close on time, every time, keeping your home purchase on track.

Construction Lending

If you are contracting with a builder to build a home, you may need a construction loan. Before you get pre-approved, contact Deb Benak at (402) 697-6628. She will walk you through the process of applying for construction financing. Click here for more information.

Want to Run Some Numbers First?

Click here for our mortgage calculators to help you plan payments, estimate taxes or to see which mortgage is right for you.

Home Loans

  • First-time homebuyer program, My First Home
  • Fixed, adjustable rate mortgages (ARM) and balloon loans
  • VA and FHA loans
  • New construction loans

My First Home

We offer our own program called My First Home. This Centris exclusive lets first-time home buyers finance with as little as $500 down and doesn’t require the home buyer to pay monthly mortgage insurance … saving you money each month for the life of your loan.  Click here to apply now.

Ready to Apply?

You can easily apply online to get an approval, refinance or pre-approval. Pre-approval gives you greater negotiating power as you begin your house hunt.

Contact one of our knowledgeable mortgage service representatives by phone, email or visiting their individual pages below. No matter how you choose to get your home loan started, it’s all right here for you.

Laura Longo Photo

Laura LongoLinkedIn Profile
Mortgage Service Rep

343 N. 114th St.
Omaha, NE 68154

(402) 758-6041

llongo@centrisfcu.org

Get to know Laura

PK Kopun Photo

PK KopunLinkedIn Profile
Mortgage Service Rep

15480 Spaulding Plaza
Omaha, NE 68116

(402) 697-6763

pkopun@centrisfcu.org

Get to know PK

Janette R. Calabro Photo

Janette R. CalabroLinkedIn Profile
Mortgage Service Rep

8250 S. 99th St.
La Vista, NE 68128

(402) 697-6748

jcalabro@centrisfcu.org

Get to know Janette

Jerad Berry Photo

Jerad Berry
Mortgage Service Rep

2727 S. 168th St.
Omaha, NE 68130

(402) 697-6766

jberry@centrisfcu.org

Get to know Jerad

Robert Nallie Photo

Robert NallieLinkedIn Profile
Mortgage Service Rep

518 East Broadway St.
Council Bluffs, IA 51503

(402) 697-6787

rnallie@centrisfcu.org

Get to know Robert

Jeanne Lamoureux Photo

Jeanne LamoureuxLinkedIn Profile
Mortgage Service Rep

11718 M Circle
Omaha, NE 68137

(402) 758-6552

jlamoureux@centrisfcu.org

Get to know Jeanne

Dan Harris Photo

Dan HarrisLinkedIn Profile
Mortgage Service Rep

11718 M Circle
Omaha, NE 68137

(402) 758-6515

dharris@centrisfcu.org

Get to know Dan

Deb Benak Photo

Deb BenakLinkedIn Profile
Assistant Vice President,
Construction Lending

11718 M Circle
Omaha, NE 68137

(402) 697-6628

dbenak@centrisfcu.org

Get to know Deb

All loans subject to approval. Rates, terms and conditions are subject to change.

Home Equity Loans

As Low As*

4.24%
APR

Annual Percentage Rate (APR) is accurate as of April 3rd, 2017. Real estate closing costs/fees vary based on loan amount, location and type of loan. To qualify for this rate you must have an automatic payment from a Centris checking account.

Certificates

60 months*

1.65%
APY

Annual percentage yield (APY). $500 minimum deposit. A penalty will be assessed for early withdrawal. APY is effective 04/03/2017. Fees could reduce earnings on the account. Inquire at Centris for complete terms & conditions.

Auto Loans

As Low As*

3.74%
APR

Annual Percentage Rate (APR) is accurate as of April 3rd, 2017. Rates, terms, and conditions subject to change and based on credit worthiness, qualifications, and collateral conditions. To qualify for this rate you must have an automatic payment from a Centris checking account and $5,000 New Money.

Personal Loans

As Low As*

6.24%
APR

Annual Percentage Rate (APR) is accurate as of May 1, 2017. Rates, terms, and conditions subject to change and based on credit worthiness, qualifications, and collateral conditions. *To qualify for this rate you must have an automatic payment from a Centris checking account. All loans subject to approval.

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