Home loans closed on time, every time
Mortgage rates and home loans. Appraisals and underwriting. A lot goes into buying a home, but it doesn’t have to be stressful. When you choose to finance through Centris, you are going to have a local financial partner to help you through the buying process every step of the way. That’s one of the advantages of having Centris Federal Credit Union as your local lender – all processing, paperwork and underwriting are done right here in town, keeping your mortgage close to home.
Here at Centris we’ve got all the home loan options you could ever need. But more than that, we have people you can trust to help you find the mortgage loan with competitive rates that fits your budget and that will be in your best interest in the long run. Our members are important to us, and getting the right mortgage for each individual is a commitment we take seriously.
Already have a Centris Mortgage?
All loans subject to approval.
Your Neighborhood Mortgage Experts
Peace of mind is another advantage you’ll have when you get your home loan through Centris. Every step of your mortgage loan process is taking place locally. We underwrite, process and close each loan here in our community. That’s why we are able to close on time, every time, keeping your home purchase on track.
Want to Run Some Numbers First?
Click here for our mortgage calculators to help you plan payments, estimate taxes or to see which mortgage is right for you.
- First-time homebuyer program, My First Home
- Fixed, adjustable rate mortgages (ARM) and balloon loans
- VA and FHA loans
- New construction loans
My First Home
We offer our own program called My First Home. This Centris exclusive lets first-time home buyers finance with as little as $500 down and doesn’t require the home buyer to pay monthly mortgage insurance … saving you money each month for the life of your loan. Click here to apply now.
Ready to Apply?
You can easily apply online to get an approval, refinance or pre-approval. Pre-approval gives you greater negotiating power as you begin your house hunt.
Contact one of our knowledgeable mortgage service representatives by phone, email or visiting their individual pages below. No matter how you choose to get your home loan started, it’s all right here for you.
All loans subject to approval. Rates, terms and conditions are subject to change.