Home loans closed on time, every time
Mortgage rates and home loans. Appraisals and underwriting. A lot goes into buying a home, but it doesn’t have to be stressful. When you choose to finance through Centris, you are going to have a local financial partner to help you through the buying process every step of the way. That’s one of the advantages of having Centris Federal Credit Union as your local lender – all processing, paperwork and underwriting are done right here in town, keeping your mortgage close to home.
Here at Centris we’ve got all the home loan options you could ever need. But more than that, we have people you can trust to help you find the mortgage loan with competitive rates that fits your budget and that will be in your best interest in the long run. Our members are important to us, and getting the right mortgage for each individual is a commitment we take seriously.
Click here for details on our “Mortgage Payment Giveaway” promotion.
Already have a Centris Mortgage?
All loans subject to approval.
Your Neighborhood Mortgage Experts
Peace of mind is another advantage you’ll have when you get your home loan through Centris. Every step of your mortgage loan process is taking place locally. We underwrite, process and close each loan here in our community. That’s why we are able to close on time, every time, keeping your home purchase on track.
Construction Lending
If you are contracting with a builder to build a home, you may need a construction loan. Before you get pre-approved, contact Deb Benak at (402) 697-6628. She will walk you through the process of applying for construction financing. Click here for more information.
Want to Run Some Numbers First?
Click here for our mortgage calculators to help you plan payments, estimate taxes or to see which mortgage is right for you.
Home Loans
- First-time homebuyer program, My First Home
- Fixed, adjustable rate mortgages (ARM) and balloon loans
- VA and FHA loans
- New construction loans
My First Home
We offer our own program called My First Home. This Centris exclusive lets first-time home buyers finance with as little as $500 down and doesn’t require the home buyer to pay monthly mortgage insurance … saving you money each month for the life of your loan. Click here to apply now.
Ready to Apply?
You can easily apply online to get an approval, refinance or pre-approval. Pre-approval gives you greater negotiating power as you begin your house hunt.
Contact one of our knowledgeable mortgage service representatives by phone, email or visiting their individual pages below. No matter how you choose to get your home loan started, it’s all right here for you.
Laura Longo
Mortgage Service Rep
343 N. 114th St.
Omaha, NE 68154
PK Kopun
Mortgage Service Rep
15480 Spaulding Plaza
Omaha, NE 68116
Janette R. Calabro
Mortgage Service Rep
8250 S. 99th St.
La Vista, NE 68128
Jerad Berry
Mortgage Service Rep
2727 S. 168th St.
Omaha, NE 68130
Robert Nallie
Mortgage Service Rep
518 East Broadway St.
Council Bluffs, IA 51503
Jeanne Lamoureux
Mortgage Service Rep
11718 M Circle
Omaha, NE 68137
Dan Harris
Mortgage Service Rep
11718 M Circle
Omaha, NE 68137
Deb Benak
Assistant Vice President,
Construction Lending
11718 M Circle
Omaha, NE 68137
All loans subject to approval. Rates, terms and conditions are subject to change.
As Low As*
4.24%
APR
Annual Percentage Rate (APR) is accurate as of April 3rd, 2017. Real estate closing costs/fees vary based on loan amount, location and type of loan. To qualify for this rate you must have an automatic payment from a Centris checking account.
60 months*
1.65%
APY
Annual percentage yield (APY). $500 minimum deposit. A penalty will be assessed for early withdrawal. APY is effective 04/03/2017. Fees could reduce earnings on the account. Inquire at Centris for complete terms & conditions.
As Low As*
3.74%
APR
Annual Percentage Rate (APR) is accurate as of April 3rd, 2017. Rates, terms, and conditions subject to change and based on credit worthiness, qualifications, and collateral conditions. To qualify for this rate you must have an automatic payment from a Centris checking account and $5,000 New Money.
As Low As*
6.24%
APR
Annual Percentage Rate (APR) is accurate as of May 1, 2017. Rates, terms, and conditions subject to change and based on credit worthiness, qualifications, and collateral conditions. *To qualify for this rate you must have an automatic payment from a Centris checking account. All loans subject to approval.
