Cash-Out Mortgage Debt Consolidation Loan

Tap into the equity of your home to help streamline your finances and set the foundation for a solid financial future.

Why Choose Cash-Out Debt Consolidation?

Simplified Payments
Access to Cash
Potentially Lower Interest Rates
Possibly Boost Your Credit Score

Combine your high-interest debts into a single mortgage payment. There’s no need to manage multiple due dates or deal with different creditors. 

Take advantage of your home’s equity to pay off high-interest debts and have extra cash for other financial needs. 

Enjoy the benefit of potentially lower interest rates by consolidating your debts into your mortgage, reducing the overall cost of your debt. 

By paying off credit card balances and other high-interest debts, you may improve your credit score. 

How It Works

1. Evaluate Your Equity

Determine the amount of equity available in your home and assess your outstanding debts.

2. Select the Best Option

Work with our Centris mortgage experts to find the cash-out refinance loan that fits your needs. 

3. Consolidate and Refinance

Use the funds to pay off your debts, leaving you with one monthly payment at a potentially lower interest rate.

Take Your First Step on the Path to Financial Freedom

Consolidate your debt with a cash-out mortgage debt consolidation loan and start saving today. Meet with a Centris mortgage specialist or apply online. 

*Federally insured by NCUA. Your rate may vary based on creditworthiness, underwriting factors, term of the loan. Programs, rates, terms and conditions are subject to change without notice. Subject to credit approval. Inquire at Centris Federal Credit Union for complete terms and conditions at (800) 334-2328. NMLS 490617.