Home Equity Loans & Lines of Credit
Low rates, great repayment terms, and our experienced team on your side – get a home equity loan or home equity line of credit with Centris to pursue your financial goals.
Get the Money You Need, When You Need It
Home equity loans can provide the money you need at lower interest rates than other options, including personal loans and credit cards.
Work with Our Friendly, Professional Team
Our team takes pride in working directly with our members to help them achieve their unique financial goals. We’ll work with you to make sure you’re getting exactly what you need from your home equity loan. Get in touch with our team today to get started.
Apply for Your Home Equity Loan
Contact our team to start the application process for a home equity loan or line of credit.
Current Home Equity Loan Rates
Centris offers highly competitive rates for home equity loans. View our current rates now!
*Rates may vary based on individual creditworthiness, term of loan and underwriting factors. Subject to credit approval. Minimum loan amount for a home equity loan is $10,000. Programs, rates, terms and conditions are subject to change without notice. Inquire at Centris for complete terms and conditions at (800) 334-2328.
**VARIABLE RATE INFORMATION: The Annual Percentage Rate (APR) is accurate as of January 1, 2020 and may vary quarterly. The APR is based on the Wall Street Journal Prime Rate. The introductory rate will be in effect for 12 months. Thereafter, the APR will be based on the prime rate plus a margin of up to 2.00%. The maximum APR that may apply is 18%. Loan fees and closing costs may vary between $400-$500. During the repayment period at years 11-20, payment is calculated at 1.5% of amount owed or $100, whichever is greater. Other restrictions may apply. All loans subject to credit approval. Minimum loan amount for home equity line of credit is $10,000. Federally insured by NCUA. The rates may vary based on individual creditworthiness and underwriting factors. Programs, rates, terms and conditions are subject to change without notice.