Tap into your equity for the cash you need!
With a Centris Home Equity Line of Credit (HELOC) that includes a fixed-rate lock option, you can use the equity you’ve already built as a homeowner to pursue your financial goals. Just dip into your equity for the cash you need, when you need it and pay interest on only what you use.
Advantages of a HELOC*
- Borrow when you need it.
- Pay off your current balance at any time and borrow again.
- Have up to five fixed-rate segments at one time.
- Lock in a portion of your balance at a fixed rate.
- Make interest only payments on any unlocked portion of your balance.
- Peace-of-mind on fixed-rate lock segment with protection from rising rates and predictable monthly payments.
- You choose your repayment terms for fixed-rate segments
(5-year, 10-year, 15-year or 20-year).
How Does a HELOC Work?
Current Rates
Home Equity Line of Credit
Term | APR |
---|---|
12 Month Introductory Rate | Variable* as low as 7.50% APR |
Rate After Introductory Period | Variable* as low as 9.24% APR |
Minimum amount for a home equity line of credit is $10,000. The rates may vary based on individual credit worthiness and underwriting factors. Programs, rates, terms, and conditions are subject to change without notice. All loans subject to approval. Other restrictions may apply. Inquire at Centris for complete terms and conditions at (800) 334-2328.