Solutions for Your Business Needs

icon We specialize in helping businesses find the services they need to make their companies thrive, and our small business checking account is just one example. If you are ready to bring your business to Centris for the first time, check out our Commercial Document Checklist so that when you start your Centris membership, you’ll have everything you need to get your business accounts up and running.

Business Checking

Our business checking account offers many features that will help your business run smoothly including reduced fees when you maintain an average daily deposit balance and month-end balance total of $50,000 or more. Other features include:

  • Bill pay
  • eStatements
  • No monthly fees when you conduct 10 monthly debit transactions for $1,000 or more*

For your convenience, click here to download our deposit slips.

*Fee of $7 applied if average daily balance is not met.

Business Savings

Our business savings accounts have your goals in mind. Choose from two options to help you manage your money.

Business Savings

  • No minimum balance
  • Dividends compounded daily and credited quarterly

Business Investment Money Market

  • $25,000 minimum balance required
  • Dividends compounded daily

Business Credit Card

Choosing the right business credit card is easier than ever.

No matter which card you choose, you’ll enjoy important features like:

  • Expense management tools
  • No fee for additional employee cards
  • EMV smart chip technology for added security
  • Mobile payment capability for added convenience

Let’s get started…

Cash Rewards For Your Business.

Visa® Business Cash Card

  • 3% cash back1 on eligible purchases from office supply stores, phone and TV services2,3
  • 2% cash back on eligible restaurant and gas station purchases
  • 1% cash back on all other eligible purchases
  • $25 cash back awarded after first purchase4

Flexible Rewards To Use The Way You Want.3

Visa® Business Real Rewards Card

  • Earn 1.5 points monthly for every $1 you spend on eligible net
    purchases (equal to 1.5% cash back)5
  • No cap or limit on the number of points you can earn, and you
    have five years to redeem for rewards3
  • 2,500 bonus rewards points awarded after first purchase4

Earn More Rewards

Smart Business Rewards Visa® Card

  • 2X points per $1 spent in top two spend categories each
    month — automatically.6
  • 1X points per $1 spent on other eligible purchases.6
  • Redeem for Merchandise, Gift Cards, Travel or Cash Back.1
  • Earn 20,000 bonus rewards points when you spend $500 in
    the first 90 days — a $200 value.7

Pay Down Balances

Visa® Business Platinum Card

  • Pay down your other credit card balances faster with a great
    low introductory rate for an extended time
  • Save on interest
  • Non-Rewards

Cash Management Services

Whether you are looking for ACH payment and payroll processing to eliminate your monthly check writing or for merchant processing services to make it easier for your customers to pay you, we have what you need to run your business at peak efficiency.

Save time with ACH

Spend less time writing checks and more time building your business with ACH payment and payroll processing for a small monthly service fee. ACH allows you to:

  • Automatically deposit your employees’ paychecks using direct deposit
  • Collect monthly payments from your customers and pay your service providers automatically with authorized drafts
  • Protect your business against fraud.

Ready to begin saving time and money today with ACH payment and payroll processing? Contact the commercial loan department.

Call (402) 758-6423 • (800) 334-2328 Email

Worry Less with Merchant Processing

Spend more time building your business and less time worrying about paperwork when you handle payments through our preferred payment processor, EVO Payments International.

We trust EVO to deliver secure card processing and advanced technologies at competitive prices to its small business customers.

When you choose EVO as your payment solutions provider, you receive access to a suite of revenue-building products, value added merchant services and exceptional customer support. Let us customize an integrated payment solution that fits your small business perfectly – so you can manage your transactions easier and grow your sales faster.

Ready to get more cash flowing into your business? Signing up or switching to merchant processing services through EVO is easy!

Call (877) 775-6900 or complete our contact form. Ask about a free EVO review to find out how much you can save.

Simplify with Payroll Services from Paychex

You can take the work out of payroll when you sign up for payroll services from Paychex. You’ll have a full suite of payroll, payroll tax and employee pay services to choose from, and Paychex serves businesses nationwide.

Payroll Your Way

Flexibility is important, which is why you can submit your payroll the way that works best for your business. A Paychex specialist can contact you by phone or you can email your payroll data, call our service center 24/7 or use Paychex Flex for desktop or mobile. Your payroll package will then be sent to you by your chosen method of delivery and you will receive:

  • Employee earning statements and notice of funds needed to cover payroll costs and taxes
  • Journals and department summaries documenting payroll activity
  • Your employees paid the way you want including direct deposit, Readychex®, and check signing and insertion

Taxpay® Payroll Tax Service From Paychex

Staying abreast of changes in tax laws can be difficult, but not if you have Taxpay Payroll Tax Service from Paychex. Taxpay provides federal, state and most local payroll tax calculations and filing. This service includes:

  • Payroll tax processing and deposits with tax summary reports
  • Quarterly and annual filings
  • Compliance with electronic funds transfer requirements

If you want to make payroll more manageable, let payroll services and payroll tax from Paychex start processing your payroll today. You’ll have everything running smoothly in no time.

Disclaimer: The member should consult a tax advisor for additional tax information.

Automated Payroll Solutions

Our automated systems also shorten the time you need to spend compiling timesheet information, provide an added incentive for your employees to be present during assigned work periods and help you to apply company pay policies uniformly.

Ready to begin saving time and money today with Paychex automated payroll solutions? Contact the commercial department.

Call (402) 758-6423 • (800) 334-2328 Email

Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

1 Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles.

2 Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code as office supplies or cellular phone, landline, internet and cable TV services. In addition, you will earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations or restaurants. The number of additional Points earned on office supply store purchases, cellular phone, landline, internet and cable TV services, automated fuel dispensers, and service stations or restaurants is unlimited. Points expire five years from the end of the quarter in which they are earned.

3 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases.

4 Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.

5 Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.

6 You will earn 1 Point for each dollar in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn 1 additional bonus Point (for a total of 2 Points) for every dollar in eligible net purchases in your top two highest merchant spend categories (“Highest Categories”) each billing cycle. Highest Categories can change with each billing cycle, depending on your purchase behavior during a particular billing cycle. Highest Categories automatically adjust to reward you on where you spend the most. Some exclusions apply. Merchants are assigned codes based on what they primarily sell. Elan Financial Services cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify. A purchase will not earn additional points if the merchant’s code is not eligible. Points expire five years from the end of the quarter in which they are earned.

7 A one-time 20,000 bonus points will be awarded after eligible net purchases totaling $500 or more are made to the Authorized Officer’s Card within 90 days from account opening. These bonus points will be awarded on your monthly billing statement. Use of the Smart Business Rewards Card is subject to terms and conditions of the Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Additional bonus points are earned only on Authorized Officer purchases. Offer is subject to credit approval.

The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.