Build your dream home with 365 days of peace of mind when you lock in a great rate with Centris Federal Credit Union. 

A Fully Refundable Deposit

1% of the loan amount must be paid within one business day of commitment, and will be fully refunded upon closing with Centris Federal Credit Union.

One-Time Float Down Option:

If rates decrease, you’re guaranteed a one-time float down option. 

Terms: Purchaser will pay a 1% deposit of loan amount within one day of signing the extended lock agreement. This amount will only be refunded upon successful closing with Centris Federal Credit Union. If the loan does not close, this amount will not be refunded. Additional conditions or exclusions may apply. Certain underwriting requirements and conditions apply. Subject to credit approval. Programs, rates, terms and conditions may change without notice. Purchaser must use Centris Federal Credit Union as Lender/Loan Office. Inquire at Centris Federal Credit Union for complete terms and conditions at (402) 334-7000.