My First Home Program

Centris’s My First Home Program is specifically designed for first-time home buyers.

Up to 100% financing with as little as $500 down payment*.

The My First Home Program allows first-time home buyers to use gift funds for the down payment and seller contributions can be used to pay closing costs. All Centris mortgage loan applications are locally underwritten and processed, making the entire experience smooth from start to finish.

Click the button below to find a qualified Centris mortgage expert near you who can help you understand your financing options.

*Federally insured by NCUA. Additional conditions or exclusions may apply. Certain underwriting requirements and conditions apply. Subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Inquire at Centris Federal Credit Union for complete terms and conditions at (800) 334-2328.