Financial Education

Debt: A Look at the Spooky Facts

Debt: A Look at the Spooky Facts

By Jamie Wagner, Ph.D. Spooky Tales of Debt Every October my husband and I begin our Halloween tradition—scary movie month. Colin loves scary movies, and I think I do except that I’m a huge baby and get scared so easily that I have to watch something “happy” before I...

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Dave Says: Is It Six Months of Paychecks?

Dave Says: Is It Six Months of Paychecks?

*Disclaimer: The views and opinions expressed do not necessarily reflect Centris Federal Credit Union as an organization Is it six months of paychecks? Dear Dave, Do I set aside six months’ worth of paychecks or the amount of my bills for six months when it’s time to...

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Dave Says: Appreciate Depreciation

Dave Says: Appreciate Depreciation

*Disclaimer: The views and opinions expressed do not necessarily reflect Centris Federal Credit Union as an organization Appreciate depreciation Dear Dave, I’m self-employed, and I travel about 30,000 miles a year in my van. I’m three payments away from having the...

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Dave Says: Your Wake-Up Call

Dave Says: Your Wake-Up Call

*Disclaimer: The views and opinions expressed do not necessarily reflect Centris Federal Credit Union as an organization Your wake-up call Dear Dave, My husband and I are both 50, and we make about $50,000 a year. We have a little bit of debt, and recently my...

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Dave Says: Unauthorized Subletting

Dave Says: Unauthorized Subletting

*Disclaimer: The views and opinions expressed do not necessarily reflect Centris Federal Credit Union as an organization Unauthorized Subletting Dear Dave, I own a rental property that brings in enough to pay the taxes and insurance with a little left over. Recently,...

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Dave Says: Pause Investing for a Luxury?

Dave Says: Pause Investing for a Luxury?

*Disclaimer: The views and opinions expressed do not necessarily reflect Centris Federal Credit Union as an organization Pause investing for a luxury? Dear Dave, Where should you save for large expenditures when you’re doing the Baby Steps? Heath Dear Heath, Depending...

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