Centris Blog
How to Protect Yourself from Internet Shopping Scams
In 2023, consumers reported $752 million dollars lost because of online retail scams. With the rise in internet shopping fraud, we’ve put together a list of what to look for before buying something from an online store, how to protect yourself when purchasing online...
What to Do When Applying for a Mortgage
Purchasing a home is likely one of the most significant investments you’ll make, so keeping the mortgage lending process running smoothly is important! Here are six tips to follow before applying for a mortgage to ensure you close on the home of your dreams. Figure...
Protect Yourself from Fake QR Code Scams
Quick response codes also known as QR codes, are everywhere these days. Many restaurants use them for their menus, airlines use them for checking into your flight, and concerts or sporting events for admission tickets. While these codes are more prevalent...
Debt Consolidation: How It Works & What It May Mean for You
Everyone is at a different stage in their financial journey, including how much debt they may have. So, could debt consolidation be right for you? This option may make paying your debt more manageable and assessing the pros and cons of debt consolidation loans is...
Your Year-End Financial Planning Checklist
It’s almost the new year —a time for resolutions and fresh starts. So, why not refresh your finances? The new year is a great opportunity to look back on your financial year, find ways to improve and set new financial goals. That’s where a financial checklist can...
How to Save Money When You Think You Can’t
Saving is an important aspect of financial wellness. Yet, it may seem like everything you earn goes towards gas, groceries and other needs, leaving nothing left over for an emergency fund or other financial goals. You might have started going through your...
Credit Cards: How Many Should I Have?
When used responsibly, credit cards can be a great way to build credit or start credit history. But how many credit cards are too many, or too few? The truth is, there is no magic number for how many credit cards you should have. It’s how you use them that really...
How to Protect Yourself from Identity Theft
Identity theft can happen to anyone and occurs when someone uses another person’s identifying information, typically for a financial gain. There are several ways identity theft can happen: Mail Fraud Data Breaches Digital Service (Apps) Compromise Phishing Emails...
Switching Banks or Credit Unions: How to Make the Transition Easier
Switching banks or credit unions can be hard. Altering something we’ve grown accustomed to requires coordination and effort, but there are steps you can follow to make the process of changing financial institutions smoother. Research & Find a New Credit Union or...