Centris Blog
Switching Banks or Credit Unions: How to Make the Transition Easier
Switching banks or credit unions can be hard. Altering something we’ve grown accustomed to requires coordination and effort, but there are steps you can follow to make the process of changing financial institutions smoother. Research & Find a New Credit Union or...
Budgeting Tips for the Holidays: 4 Tricks to Help You Save
The holidays can be a joyful season filled with seeing family and friends, supporting charities, or gifting to those we care about. However, it is common for people to overlook the importance of having a smart spending plan for the holiday season. Without a holiday...
How to Save for a Down Payment: Practical Tips & Strategies
If you are looking to buy your first home, upgrade your current home or find that forever home, one of the biggest steps to your homebuying journey is coming up with the down payment. While saving for a down payment can be a process, we want to give you tips and...
Mail Fraud: What It Is and How to Protect Yourself
When we think of fraud, our minds usually go to cybersecurity and protecting ourselves online. While cybersecurity is an important topic, fraudsters are still intercepting the “traditional” ways of communicating. Mail fraud is a larger problem than most realize. So,...
6 Best Ways to Save Money in 2023
It’s hard to believe we’re already halfway through 2023, but just because the year is halfway over doesn’t mean it’s too late to start saving! We compiled six of our favorite money-saving ideas to help get you to the end of the year with more money in your savings...
What Is a Credit Score & Why Is It Important?
We always hear that having a good credit score is important, but do we understand how it’s used or the best ways to build credit? Credit is a powerful tool that, when handled correctly, may save us money and allow us to obtain loans, apartments and more. By further...
Financial Literacy for Kids: How to Teach Kids About Money
Finances play a big role in our everyday lives. Habits like paying for groceries, adding a new subscription, going out for dinner, or even buying a morning coffee can impact our finances. Since money plays a major role in our lives, it’s a smart idea to start...
How to Protect Minors from Being Scammed Online
Today’s youth have grown up surrounded by computers, smartphones, the internet and social media. It’s no surprise they are internet and tech savvy and have a lot of confidence navigating online. Along with their tech knowledge, young kids and teens may also be more...
Understanding Home Equity Lines of Credit
There’s a lot of talk about using your home’s equity to your advantage. But what does that mean? Your home is one of your biggest investments and its equity can be a valuable asset! Understanding what your home equity is and how a Home Equity Line of Credit (HELOC)...