With our Certificate and Savings Bundle, open a 9-month or greater certificate at our notable rates and deposit up to the same amount in a new savings account in the Certificate and Savings Bundle to receive 4.25% APY*. Schedule an appointment at your nearest Centris branch to learn more today!
*Federally insured by NCUA. Annual Percentage Yield (APY) is accurate as of May 9, 2023. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Minimum opening deposit of $500 required for certificate. Qualifying certificate with 9-month minimum term required. Savings account must be opened within 7 days of the certificate and no additional deposits can be made into the savings account. Savings account opening deposit not to exceed that of certificate. Programs, rates, terms and conditions are subject to change without notice. Inquire at Centris Federal Credit Union for complete terms and conditions at (800) 334-2328.
Certificate and Savings Bundle
| Tier | Dividend Rate | APY | Minimum balance to earn stated APY |
|---|---|---|---|
| N/A | 4.16% | 4.25% | Any balance up to matched certificate amount |
Current Certificate Rates
Regular & IRA
Regular & IRA Certificates – minimum opening deposit of $500.00
| Tier | Dividend Rate | APY | Minimum balance to earn stated APY |
|---|---|---|---|
| 6 month | 1.78% | 1.80% | $500.00 |
| 9 month | 1.88% | 1.90% | $500.00 |
| 11 month | 4.88% | 5.00% | $500.00 |
| 12 month | 1.98% | 2.00% | $500.00 |
| 18 month | 2.13% | 2.15% | $500.00 |
| 24 month | 2.18% | 2.20% | $500.00 |
| 36 month | 2.23% | 2.25% | $500.00 |
| 39 month Jump Up | 3.44% | 3.50% | $500.00 |
| 48 month | 2.27% | 2.30% | $500.00 |
| 60 month | 2.32% | 2.35% | $500.00 |
Jumbo
Jumbo Certificates – minimum opening deposit of $90,000.00
| Tier | Dividend Rate | APY | Minimum balance to earn stated APY |
|---|---|---|---|
| 6 month | 1.88% | 1.90% | $90,000.00 |
| 9 month | 1.98% | 2.00% | $90,000.00 |
| 11 month | 4.97% | 5.10% | $90,000.00 |
| 12 month | 2.08% | 2.10% | $90,000.00 |
| 18 month | 2.23% | 2.25% | $90,000.00 |
| 24 month | 2.27% | 2.30% | $90,000.00 |
| 36 month | 2.32% | 2.35% | $90,000.00 |
| 39 month Jump Up | 3.54% | 3.60% | $90,000.00 |
| 48 month | 2.37% | 2.40% | $90,000.00 |
| 60 month | 2.42% | 2.45% | $90,000.00 |