BUNDLE & SAVE!
Open a 6-month or greater certificate based on the term and rate you need AND open a savings account to receive our special 5.00% APY* Savings Account Bundle rate.
CERTIFICATE
- Choose a 6-month or greater term that works for you
- Get started with as little as $500
SAVINGS ACCOUNT
- Must be opened within seven (7) days of the certificate
- Withdraw at any time (Note: Once withdrawn, funds cannot be redeposited for the same rate unless a new certificate is opened.)
- Deposit up to the same amount as certificate
- Account rate will adjust with the market
CERTIFICATE + SAVINGS ACCOUNT =
A Bundled Way to Grow Your Savings!
*Federally insured by NCUA. Annual Percentage Yield (APY) is accurate as of Aug. 21, 2024. A penalty for early withdrawal may be imposed on the certificate linked to the Certificate and Savings Bundle account. Fees may reduce earnings on the account. Minimum opening deposit of $500 required for certificate. Qualifying certificate with 6-month minimum term required. Savings account must be opened within 7 days of the certificate and no additional deposits can be made into the savings account. Savings account opening deposit not to exceed that of certificate. Programs, rates, terms and conditions are subject to change without notice. Inquire at Centris Federal Credit Union for complete terms and conditions at (800) 334-2328.
Certificate and Savings Bundle
| Tier | Dividend Rate | APY | Minimum balance to earn stated APY |
|---|---|---|---|
| N/A | 4.88% | 5.00% | Any balance up to matched certificate amount |
Current Certificate Rates
Regular & IRA
Regular & IRA Certificates – minimum opening deposit of $500.00
| Tier | Dividend Rate | APY | Minimum balance to earn stated APY |
|---|---|---|---|
| 6 month | 4.64% | 4.75% | $500.00 |
| 9 month | 4.55% | 4.65% | $500.00 |
| 12 month | 4.40% | 4.50% | $500.00 |
| 18 month | 4.35% | 4.45% | $500.00 |
| 22 month | 3.92% | 4.00% | $500.00 |
| 24 month | 3.44% | 3.50% | $500.00 |
| 36 month | 3.20% | 3.25% | $500.00 |
| 39 month Jump Up | 3.20% | 3.25% | $500.00 |
| 48 month | 3.20% | 3.25% | $500.00 |
| 60 month | 3.20% | 3.25% | $500.00 |
Jumbo
Jumbo Certificates – minimum opening deposit of $90,000.00
| Tier | Dividend Rate | APY | Minimum balance to earn stated APY |
|---|---|---|---|
| 6 month | 4.74% | 4.85% | $90,000.00 |
| 9 month | 4.64% | 4.75% | $90,000.00 |
| 12 month | 4.50% | 4.60% | $90,000.00 |
| 18 month | 4.45% | 4.55% | $90,000.00 |
| 22 month | 4.02% | 4.10% | $90,000.00 |
| 24 month | 3.54% | 3.60% | $90,000.00 |
| 36 month | 3.30% | 3.35% | $90,000.00 |
| 39 month Jump Up | 3.30% | 3.35% | $90,000.00 |
| 48 month | 3.30% | 3.35% | $90,000.00 |
| 60 month | 3.30% | 3.35% | $90,000.00 |