Quick & Easy Preapproval

Avoid the hassle by knowing how much car you can afford and what payment fits your budget.

Local Expertise

Experience exceptional, local support from a trusted community lender.

Personalized Loans

Competitive rates and flexible terms keep your payments manageable.

How It Works

We get you behind the wheel faster.

  1. Find Your Perfect Car

    Shop a wide selection of new and preowned vehicles at our partner dealers in Nebraska and Eastern Iowa.

  2. Apply for Preapproval

    Start your application online.

  3. Sign the Best Deal for You

    Customize your loan terms to fit your vehicle and budget.

  4. Shop with Confidence

    Arrive at the dealership knowing your buying power so negotiations are stress-free.

We Put You in the Driver’s Seat

Our online car buying resources can help put you in control of your auto loan financing, but if you’re ever unsure which auto loan is right for you, our team is here to help.

ļ„

Centris is the best of both worlds — a relationship lender built on technology. There is no team I’d rather work with than Centris.

Chris M.
Gregg Young Automotive Group

Auto Loan Rates

Approx. TermAPR
24-63 MonthsAs low as 5.74%*
64-75 MonthsAs low as 6.24%*
76-84 MonthsAs low as 6.74%*
Annual Percentage Rate (APR) is accurate as of July 1, 2025. Rates, terms, and conditions are subject to change and based on creditworthiness, qualifications, loan-to-value ratio, vehicle mileage and collateral age. *To qualify for this rate, you must have an automatic payment from a checking account and $5,000 New Money. For example, a $35,000 loan for a term of 63 months with a 5.74% APR would have a monthly payment amount of $647.88. All loans subject to approval.


More Ways to Save

With our low auto loan rates, we might be able to help reduce your payment costs with our refinancing options.

ļ—¤

Start Your Auto Loan Application

Work with a friendly, local team of experts to secure financing for your next car. Apply for preapproval today!

Rates may vary based on individual creditworthiness, term of loan and underwriting factors. Subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Inquire at Centris for complete terms and conditions at (800) 334-2328.