Liz Nowaczyk

Liz Nowaczyk

The Latest From Liz

Fraud: How to Identify and Prevent It

Fraud Awareness Unfortunately fraudsters and scammers have become increasingly common in our market. No longer limited to bigger cities, these people are targeting individuals right here in our community. As a financial institution, it is our job to educate consumers...

How to Build Good Credit

The Importance of Credit Whether you are new to credit or trying to build better credit, it's important to understand what exactly it is, the different types and best practices. Building good credit doesn’t happen overnight. It takes time - typically at least six...

Saving for Retirement: Types of Accounts and How To Start

Importance of Saving for Retirement Saving for retirement, especially for millennials, is not always a priority. Reducing credit card and student loan debt take precedence while future living expenses (30 plus years down the road) take a back seat. The reality is that...

Charitable Donations: Deduction Tips at Tax Time

How to Properly Deduct Your Charitable Donations Aside from it being a good deed, making charitable donations is also a great way to lower your tax strain for the year. It is important to follow all the guidelines to successfully deduct donations. Eligible Charities...

Home Equity Loans and Lines of Credit: What You Should Know

Home Equity and How It Works Understanding what home equity loans are requires knowledge about equity itself. Equity is the difference between a home’s fair market value and the current balance of the loan. Your home is one of your biggest investments, and its equity...

Benefits of a Personal Loan and Why It May Be a Good Fit for You

What is a Personal Loan and How It May Benefit You A personal loan is a type of installment loan with a fixed repayment term and usually a fixed interest rate. Types of Personal Loans While the basic principle of a personal loan is the same - quick access to cash –...