Itās hard to believe weāre already halfway through 2023, but just because the year is halfway over doesnāt mean itās too late to start saving! We compiled six of our favorite money-saving ideas to help get you to the end of the year with more money in your savings...
Megan Steiner
The Latest From Megan
What Is a Credit Score & Why Is It Important?
We always hear that having a good credit score is important, but do we understand how itās used or the best ways to build credit? Credit is a powerful tool that, when handled correctly, may save us money and allow us to obtain loans, apartments and more. By further...
Financial Literacy for Kids: How to Teach Kids About Money
Finances play a big role in our everyday lives. Habits like paying for groceries, adding a new subscription, going out for dinner, or even buying a morning coffee can impact our finances. Since money plays a major role in our lives, itās a smart idea to start...
Understanding Home Equity Lines of Credit
Thereās a lot of talk about using your homeās equity to your advantage. But what does that mean? Your home is one of your biggest investments and its equity can be a valuable asset! Understanding what your home equity is and how a Home Equity Line of Credit (HELOC)...
What Are Tax Scams & How to Identify Them
Tax season is a prime time for fraudsters. Taxes are often mystifying, leaving people with questions about their tax returns. And because the IRS does not carry a perfect reputation with Americans, many are left on edge about receiving IRS communications. These...
Building an Emergency Fund: A Complete Guide with Common Questions
Having an emergency fund is like having great shock absorbers on a carāif you hit a bump, you can feel safe knowing you wonāt be jostled around. An emergency fund functions the same way. When you hit a bump in lifeāwhether unexpected medical bills or losing a...
Fraud Prevention: Tips & Red Flags You Should Know
Fraud has become increasingly more common in todayās digital age. Fraudsters have more ways to target individuals than ever before, such as email, text and social media. As a financial institution, our responsibility is to educate our members about fraud and how to...
How to Prepare for Paying Back Student Loans
In March 2020, federal student loan payments were put on pause due to COVID-19. After more than two years, the extensions will be ending on December 31, 2022, so student loan repayment will restart in January 2023. To help guide you through paying back student loans...
What is the Best Way to Finance a Car?
If youāve ever bought a new car, I have a question for you: Did you think about financing as much as you thought about which car model to buy? Most of the time, the answer is āno.ā But believe it or not, doing the research on financing a car before purchasing one is...
How to Budget to Buy a New House
Buying a home is probably one of the most significant investments youāll ever make. Itās important to remember that what you can buy doesnāt always equate to what you may have available in your budget plans. Determining how much house you can afford involves a lot...