Personal Savings & Money Market Accounts

Our team of experts will help you set up a personalized savings plan that meets your needs and goals so you can start saving today and journey towards a worry-free tomorrow.

Find the Savings Option That’s Best For You!

Ready to make your money work harder and build a secure financial future? At Centris, we believe everyone deserves a clear path to achieving their personal savings goals. Whether you’re saving for a short-term dream or planning for long-term prosperity, we offer a diverse range of savings accounts designed to fit your unique journey.

Regular Savings Account

Savings Account

  • Earn dividends
  • No minimum balance or monthly service fee
  • No withdrawal limitations or fees
Advantage Money Market

Advantage Money Market

  • Earn tiered dividends with a $2,500 average daily balance
  • Earn a relationship rate increase when you keep a $2,500 minimum daily balance and have a checking account with a $2,500+ monthly direct deposit
  • $15 monthly service fee waived if minimum daily balance is $2,500
  • No withdrawal limitations or fees
Advantage Plus Money Market

Advantage Plus Money Market

  • Earn tiered dividends with a $25,000 average daily balance
  • Earn a relationship rate increase when you keep a $25,000 minimum daily balance and have a checking account with a $2,500+ monthly direct deposit
  • $15 monthly service fee waived if minimum daily balance is $25,000
  • No withdrawal limitations or fees
Club Account

Club Account

  • Earns dividends
  • Designed for special events in life that require cash
  • Choose account maturity date within a 12-month timeframe
  • Money automatically deposited into any savings or checking account you choose
Certificates

Certificates

  • Offer higher dividends
  • Term length options from 6-60 months
  • Customizable term options
  • Jumbo and add-on certificates available
Individual Retirement Account

Individual Retirement Account (IRA)

  • Earn dividends
  • Tax-advantaged savings option to help you prepare for the future

Savings Account

Regular Savings Account

No Fees, No Minimum, Pure Growth

Your journey to a healthier financial future starts here! Our Savings Account is designed for everyone, offering no minimum balance requirements and absolutely no monthly service fees. This means more of your money stays where it belongs — growing for you. Plus, manage your funds with ease thanks to free withdrawals and convenient automatic transfers to or from any Centris account. It’s a great foundation for achieving your savings goals.

Current Savings Account Rates

TierDividend RateAPYMinimum balance to earn stated APY
$999.99 & Below.10%.10%$0.01
$1,000.00 & Above.10%.10%$1,000.00
Annual Percentage Yield (APY) is accurate as of the last dividend declaration date, Sept. 15, 2025. Rates may change after account opening. Fees may reduce earnings. Minimum Deposit of $5.00 to open this account when opening online.

Advantage Money Market

Regular Savings Account

Unlock Your Savings Potential

Ready to make your money work harder without tying it down? The Centris Advantage Money Market account is a smarter way to grow your savings with high-earning potential and easy access to your funds. Discover the ultimate flexible savings account designed to empower your financial freedom.

Experience the Advantage:

  • More Money, More Earnings: Watch your savings grow with competitive money market dividend rates that increase with your balance. Maintain a $2,500 minimum daily balance to start earning more and achieving your financial goals.
  • Boost Your Rate with Our Relationship Bonus: Earn even more when you pair your Centris Advantage Money Market account with an active Centris checking account that receives a monthly direct deposit of $2,500 or greater. It’s our way of saying thank you.
  • Funds at Your Fingertips: Enjoy immediate access to your funds for financial peace of mind and everyday flexibility.
  • Free and Easy Transfers: Move your money effortlessly with free automatic transfers to or from any Centris account. Whether you’re funding your money market account or moving funds for expenses, we make managing your money simple and hassle-free.
  • No Monthly Fees with Minimum Balance: Maintain a $2,500 minimum daily balance and say goodbye to service charges while your savings continue to grow.

Grow your savings without losing financial freedom and enjoy a little extra peace of mind — all in one powerful account.

Current Advantage Money Market Rates

TierDividend RateAnnual Percentage Yield (APY)Minimum balance to earn stated APY
$0.00 - $2,499.990.00%0.00% APY$0.00
$2,500.00 - $9,999.990.85%0.85% APY$2,500.00
$10,000.00 - $24,999.990.90%0.90% APY$10,000.00
$25,000.00 - $49,999.990.95%0.95% APY$25,000.00
$50,000.00+1.39%1.40% APY$50,000.00
Annual Percentage Yield (APY) and dividends are accurate as of the last declaration date of Sept. 15, 2025. Rates may change after account opening. Fees may reduce earnings on the account. Account is eligible for a relationship rate increase of 0.30% APY if the daily minimum balance requirements are met for the Advantage Money Market account and a qualifying checking account is maintained with a minimum monthly direct deposit of $2,500.00 or more. This relationship rate increase is variable and may change at any time.

Advantage Plus Money Market

Regular Savings Account

Where Significant Savings Meet Significant Earnings

Looking to maximize your savings? The Centris Advantage Plus Money Market account is specifically designed for serious savers with $25,000 or more. It offers a powerful combination of top-tier earnings and financial flexibility, making it a sophisticated solution for growing substantial funds.

Elevate Your High-Balance Savings:

  • Premium Tiered Dividends: Experience the power of higher earnings. The Advantage Plus account offers tiered dividends that pay you more as your balance climbs, rewarding your savings. The more you save, the more you earn!
  • Exclusive Relationship Rate Bump: Achieve an even stronger return! Unlock our relationship rate bump when you meet the minimum daily balance and maintain an active Centris checking account with a monthly direct deposit of $2,500 or greater – an exclusive perk for your loyalty.
  • Immediate Access to Your Funds: Enjoy on-demand access to your money so you can confidently manage your savings and spending.
  • Simple, Cost-Effective Maintenance: Keep your account free of monthly service charges by maintaining the $25,000 minimum daily balance – it’s that easy to grow your savings efficiently.

Current Advantage Plus Money Market Rates

TierDividend RateAnnual Percentage Yield (APY)Minimum balance to earn stated APY
$0.00 - $24,999.990.00%0.00% APY$0.00
$25,000.00 - $99,999.991.49%1.50% APY$25,000.00
$100,000.00 - $249,999.991.73%1.75% APY$100,000.00
$250,000.00 - $499,999.991.98%2.00% APY$250,000.00
$500,000.00 - $999,999.992.13%2.15% APY$500,000.00
$1,000,000.00+2.27%2.30% APY$1,000,000.00
Annual Percentage Yield (APY) and dividends are accurate as of the last declaration date of Sept. 15, 2025. Rates may change after account opening. Fees may reduce earnings on the account. Account is eligible for a relationship rate increase of 0.30% APY if the daily minimum balance requirements are met for the Advantage Plus Money Market account and a qualifying checking account is maintained with a minimum monthly direct deposit of $25,000.00 or more. This relationship rate increase is variable and may change at any time.
Regular Savings Account

Dedicated Savings, Elevated Return

Ready to make those special plans a reality? Our Club Account is the smart way to stash cash for your wedding fund, dream vacation savings, or a crucial down payment. This specialized personal savings account offers a higher dividend rate, so your money works harder for you. You simply choose your ideal maturity date within 12 months, and we’ll automatically deposit your funds into the Centris account you select. It’s the perfect way to keep your goal money separate and growing for life’s big events!

Current Club Account Rates

TierDividend RateAPYMinimum balance to earn stated APY
No Minimum Balance.20%.20%$0.01
Annual Percentage Yield (APY) is accurate as of the last dividend declaration date, Sept. 15, 2025. Rates may change after account opening. Fees may reduce earnings. Minimum Deposit of $5.00 to open this account when opening online.

Find a Branch Near You

Omaha and Council Bluffs

Stop by one of our Omaha metro branches, including La Vista and Bellevue, to set up your personalized savings plan today.

North Platte

Learn about our savings account options and make a plan to achieve your financial goals by meeting with an expert at our North Platte branch today.

Grand Island

Find the savings account that best fits your financial journey by working with our experienced team in Grand Island.