Credit Cards & Gift Cards

Photo of a Centris customer using their credit card for a purchase

Visa® credit cards from Centris offer lower rates and great options

Centris offers you some of the best credit cards in the area. There’s a card that fits the way you live your life. It’s just one of the benefits of being a Centris member.

Do you already have a Centris Visa® ?  Login to view your account now. Click here for our Visa® credit card FAQs.

Choose the best credit card for you!

Centris Visa® Credit Card

Centris Visa Card

A low fixed rate? That’s right! At rates starting as low as 9.9% APR, this is the best credit card for our members who tend to carry a balance from month to month. Apply now.

Plus all newly issued Centris Visa® credit cards are EMV chip-enabled for added security.

Click here for complete terms and conditions.

View Agreement

Centris Visa® Rewards Credit Card

Centris Visa Rewards Card

Looking for rewards from your credit card? Then the Centris Visa® Rewards Credit Card is the right credit card for you! You’ll earn points with every purchase you make, including 1,000 bonus points with your first purchase. This is the perfect credit card for members who keep a low balance each month or pay off their balance monthly.

Then when you’re ready, click through to the rewards site and choose from hundreds of rewards. Airline flights, car rentals and hotel stays are all available, but that’s just the beginning. You can use your rewards for incredible experiences like wine tasting, whitewater rafting, an NBA or NFL game or even a concert. Then there’s merchandise – just about anything you can think of can be purchased with reward points, including gift cards if you’d like. Click here to view our rewards demo site to explore the possibilities! Apply now.

Click here for complete terms and conditions.

View Agreement

Centris Visa® Card Convenience

Check your Centris Visa® account balance, view recent transactions and past statements, and make your payment online.

Credit card lost or stolen? Call (800) 248-9600.

Extra Security With Verified by Visa®

You can take that extra step to secure your Centris Visa® Debit Card and Visa® Credit Card with a personal password. This password provides reassurance that only you can use your Centris Visa® credit card for online purchases.

Visa Account Updater (VAU)

New card? No problem. We’ll help keep your card information updated. VAU is a new service from Visa that automatically updates your debit or credit card information at participating merchants when a card is replaced because it expired or was lost or compromised.

Save your Centris Visa® credit cards for things like bill payments and online purchases — and we can update your payment info automatically when it changes and your card is re-issued.*

  • Skip the hassles of updating your payment info
  • Avoid declined payments
  • Prevent service interruptions

Save your card today and enjoy simpler updates with many billers and merchants.

You are automatically enrolled in this service. To opt out call us at: 402-334-7000 or visit any Centris branch.

*Not all merchants participate in automatic updates. Updates are not guaranteed before the next billing cycle.

Visa® Gift Cards

Looking for an easy solution to gift giving? With Visa® Gift Cards, you can let your lucky gift recipients choose exactly what they’d like for their gift. Available with amounts from $10 to $1,000 already loaded and ready for gifting, Visa® Gift Cards make gift shopping quick and easy. Plus, they’re perfect for everyone on your gift list. Stop by any of our branch locations to pick one up.

There is a $3 per-card fee when purchasing a gift card.

Lost your gift card? Call (800) 304-2273 and press 4 when prompted to report it lost or stolen. Please have your prepaid card number available when you call.

All loans subject to approval. Rates, terms and conditions are subject to change.

Home Equity Loans

As Low As*


Annual Percentage Rate (APR) is accurate as of January 19, 2018. Real estate closing costs/fees vary based on loan amount, location and type of loan. To qualify for this rate you must have an automatic payment from a Centris checking account.


48 months*


Annual percentage yield (APY). $500 minimum deposit. A penalty will be assessed for early withdrawal. APY is effective February 2, 2018. Fees could reduce earnings on the account. Inquire at Centris for complete terms & conditions.

Auto Loans

As Low As*


Annual Percentage Rate (APR) is accurate as of July 12, 2017. Rates, terms, and conditions subject to change and based on credit worthiness, qualifications, and collateral conditions. To qualify for this rate you must have an automatic payment from a Centris checking account and $5,000 New Money.

Personal Loans

As Low As*


Annual Percentage Rate (APR) is accurate as of February 9, 2018. Rates start as low as 7.24% APR. Rates may vary based on individual creditworthiness and term of the loan. Subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. $2,500 new money required. This rate includes a .25% discount for automatic payment. 24 monthly payments of $112.90 for $2,500 borrowed at 7.24% APR Inquire at Centris for complete terms and conditions at (800) 334-2328.

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