Privacy Policy

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand Centris Federal Credit Union’s Privacy Policy.

The types of personal information we collect and share depend on the accounts or services you have with us. This information can include:

• Social Security Number and Income
• Account Balances and Transaction History
• Credit History and Credit Scores

When you are no longer our member, we will not share your information except as permitted or required by law as described in this notice.

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Centris Federal Credit Union chooses to share; and whether you can limit this sharing.

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Does Centris Federal Credit Union Share?

Yes

Can You Limit This Sharing?

No

For our marketing purposes – to offer our products and services to you

Does Centris Federal Credit Union Share?

Yes

Can You Limit This Sharing?

No

For joint marketing with other financial companies.

Does Centris Federal Credit Union Share?

Yes

Can You Limit This Sharing?

No

For our affiliates’ everyday business purposes – information about your transactions, experiences, and creditworthiness.

Does Centris Federal Credit Union Share?

No

Can You Limit This Sharing?

We don’t share

For our nonaffiliates to market to you

Does Centris Federal Credit Union Share?

No

Can You Limit This Sharing?

We don’t share

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include security and safeguards with our computer systems and buildings. We restrict access to nonpublic information about you to those employees, volunteers, and vendors who need to know the information to provide the products and services you use.

We collect your personal information, for example, when you

• open an account or apply for a loan
• apply for any credit union service
• visit our website, provide us information on any online application
  or transaction, or information you send to us by email
• use your credit or debit card or pay your bills
• make deposits to or withdrawals from your accounts

We also collect your personal information from others, including credit bureaus or other companies.

Federal law only gives you the right to limit information sharing as follows:

• sharing for affiliates’ everyday business purposes – information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Centris Federal Credit Union has no affiliates.

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Centris Federal Credit Union does not share with nonaffiliates so they can market to you, except for our joint marketing arrangements.

• Our joint marketing partners include financial service providers.