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Your Open Road Awaits with a Centris Auto Loan

Put yourself in the driver’s seat.

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Auto Loan Solutions

Current Auto Loan Promotion

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We Are Where You Are with Auto Loans

The Centris Federal Credit Union team understands the importance of reliable transportation for your daily commute or weekend getaway. Our team of experts is here to help you find the perfect auto loan for your needs and get you back on the road.

iconWe are consistently voted Best of Omaha for auto financing, so you know you’re in good hands with us. With pre-approved financing, we offer some of the best auto loans and rates in the area. We provide you with the tools and resources you need to head in the right direction.

Dealer Loan Application

When you walk into a dealership with your auto loan and rate pre-approved, you know how much car you can afford and what payment fits into your budget. Knowledge is power, and we like to help our members make smart financial moves.

Start a Dealer Application

Refinance Your Car Loan

With our low auto rates, you may be able to refinance your existing car loan to save on interest and possibly reduce your monthly payment.

Refinance Your Car Loan

Looking for a Motorcycle or Recreational Vehicle Loan?

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Private Seller Loan Application

When you buy a car from a private seller, it’s important to have your loan details in order to make the purchase simple and easy. Apply for pre-approval with our online loan application and streamline your buying experience.

Start a Private Seller Application

Free Auto Buying Resources

Research the car you want and calculate your monthly payments before you even set foot onto a dealership lot. Our online car buying resources can save you time and money. Best of all, these easy-to-use online tools are free!

Click Here

Auto Insurance Requirements

If you have an auto loan with Centris Federal Credit Union, you must provide your current auto insurance information. If you haven’t already, please take a moment to share your most recent auto insurance details with us.

  1. Click the link below to access our MyInsurance Info Portal.
  2. If you have received an email or letter, please enter your Reference ID. If you do not have a Reference ID, click “Don’t have an ID.”
  3. Have your insurance policy ready before starting.
Access the MyInsurance Info Portal Now

Rates

Auto

Loan must be secured by a 2021 or newer Auto and under 50,000 miles

Approx. TermAPR
24-63 MonthsAs low as 4.99%*
64-75 MonthsAs low as 5.49%*
76-84 MonthsAs low as 5.99%*
Annual Percentage Rate (APR) is accurate as of April 3, 2025. Rates, terms, and conditions are subject to change and based on creditworthiness, qualifications, loan-to-value ratio, vehicle mileage and collateral age. *To qualify for this rate, you must have an automatic payment from a checking account and $5,000 New Money. For example, a $35,000 loan for a term of 63 months with a 4.99% APR would have a monthly payment amount of $635.22. All loans subject to approval.

Loan must be secured by 2021 or newer Auto 

Approx. TermAPR
24-63 MonthsAs low as 6.24%*
64-75 MonthsAs low as 6.74%*
76-84 MonthsAs low as 7.74%*
Annual Percentage Rate (APR) is accurate as of April 3, 2025. Rates, terms, and conditions are subject to change and based on creditworthiness, qualifications, loan-to-value ratio, vehicle mileage and collateral age. *To qualify for this rate, you must have an automatic payment from a checking account, $5,000 New Money, and Auto under 100,000 miles. For example, a $20,000 loan for a term of 63 months with an 6.24% APR would have a monthly payment amount of $375.01. Inquire at Centris at (800) 334-2328 for Auto with over 100,000 miles. All loans subject to approval.

Loan must be secured by a 2018-2020 Auto OR Special Interest Auto

Approx. TermAPR
24-63 MonthsAs low as 7.74%*
64-75 MonthsAs low as 8.24%*
Annual Percentage Rate (APR) is accurate as of April 3, 2025. Rates, terms, and conditions are subject to change and based on creditworthiness, qualifications, loan-to-value ratio, vehicle mileage and collateral age. *To qualify for this rate, you must have an automatic payment from a checking account, $5,000 New Money, and Auto under 100,000 miles. For example, a $10,000 loan for a term of 63 months with a 7.74% APR secured by a 2018-2020 Auto OR Special Interest Auto would have a monthly payment amount of $194.89. Inquire at Centris at (800) 334-2328 for Auto with over 100,000 miles. All loans subject to approval.

 

Loan must be secured by a 2015-2017 Auto

Approx. TermAPR
24-63 MonthsAs low as 8.99%*
64-75 MonthsAs low as 9.49%*
Annual Percentage Rate (APR) is accurate as of April 3, 2025. Rates, terms, and conditions are subject to change and based on creditworthiness, qualifications, loan-to-value ratio, vehicle mileage and collateral age. *To qualify for this rate, you must have an automatic payment from a checking account, $5,000 New Money, and Auto under 100,000 miles. For example, a $10,000 loan for a term of 63 months with a 8.99% APR secured by a 2015-2017 Auto would have a monthly payment amount of $201.17. Inquire at Centris at (800) 334-2328 for Auto with over 100,000 miles. All loans subject to approval.

 

 

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Find a Branch Near You

Omaha and Council Bluffs

Rest assured knowing your auto financing is in good hands by visiting one of our Omaha metro locations today, including Bellevue and La Vista.

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North Platte

Meet with the knowledgeable team at our North Platte branch to explore our competitive auto loan options.

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Grand Island

Let the team of professionals at our Grand Island branch guide you through the auto financing process so you can focus on meeting your goals.

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Rates may vary based on individual creditworthiness and term of loan. Subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Inquire at Centris for complete terms and conditions at (800) 334-2328.