Money Market Accounts
Earn more on the money you’ve worked hard to save.
Choose the Money Market Account the Fits Your Goals
Advantage Money Market
- Earn tiered dividends with a $2,500 average daily balance
- Earn a relationship rate increase when you keep a $2,500 minimum daily balance and have a checking account with a $2,500+ monthly direct deposit
- $15 monthly service fee waived if minimum daily balance is $2,500
- No withdrawal limitations or fees
Advantage Plus Money Market
- Earn tiered dividends with a $25,000 average daily balance
- Earn a relationship rate increase when you keep a $25,000 minimum daily balance and have a checking account with a $2,500+ monthly direct deposit
- $15 monthly service fee waived if minimum daily balance is $25,000
- No withdrawal limitations or fees
Some Things Just Work Better Together
A great checking account helps you manage your money every day. A Money Market Account helps your savings grow. Pair a Centris checking account with qualifying direct deposits of $2,500 or more each month and an Advantage or Advantage Plus Money Market Account, and you could earn a relationship rate increase that helps your savings work even harder.
It’s a simple way to get more value from the accounts you’re already using while keeping your savings accessible for whatever comes next. It’s one of the ways we reward members who choose Centris for their everyday banking and savings needs.
Money Market Accounts are eligible for a relationship rate increase of .50% APY if the daily minimum balance requirements are met for the Advantage Money Market or Advantage Plus Money Market and a member maintains a qualifying checking account with a minimum monthly direct deposit of $2,500.00 or more. This relationship rate increase is variable and may change at any time. Rates are subject to change. Fees may reduce earnings on accounts. Inquire at Centris Federal Credit Union for complete terms and conditions at (800) 334-2328.
Advantage Money Market
Unlock Your Savings Potential
Ready to make your money work harder without tying it down? The Centris Advantage Money Market account is a smarter way to grow your savings with high-earning potential and easy access to your funds. Discover the ultimate flexible savings account designed to empower your financial freedom.
Experience the Advantage:
- More Money, More Earnings: Watch your savings grow with competitive money market dividend rates that increase with your balance. Maintain a $2,500 minimum daily balance to start earning more and achieving your financial goals.
- Boost Your Rate with Our Relationship Bonus: Earn even more when you pair your Centris Advantage Money Market account with an active Centris checking account that receives a monthly direct deposit of $2,500 or greater. It’s our way of saying thank you.
- Funds at Your Fingertips: Enjoy immediate access to your funds for financial peace of mind and everyday flexibility.
- Free and Easy Transfers: Move your money effortlessly with free automatic transfers to or from any Centris account. Whether you’re funding your money market account or moving funds for expenses, we make managing your money simple and hassle-free.
- No Monthly Fees with Minimum Balance: Maintain a $2,500 minimum daily balance and say goodbye to service charges while your savings continue to grow.
Grow your savings without losing financial freedom and enjoy a little extra peace of mind — all in one powerful account.
Current Advantage Money Market Rates
| Tier | Dividend Rate | Annual Percentage Yield (APY) | Minimum balance to earn stated APY |
|---|---|---|---|
| $0.00 - $2,499.99 | 0.00% | 0.00% | $0.00 |
| $2,500.00 - $9,999.99 | 0.75% | 0.75% | $2,500.00 |
| $10,000.00 - $24,999.99 | 1.00% | 1.00% | $10,000.00 |
| $25,000.00 - $49,999.99 | 1.24% | 1.25% | $25,000.00 |
| $50,000.00+ | 1.49% | 1.50% | $50,000.00 |
Advantage Plus Money Market
Where Significant Savings Meet Significant Earnings
Looking to maximize your savings? The Centris Advantage Plus Money Market account is specifically designed for serious savers with $25,000 or more. It offers a powerful combination of top-tier earnings and financial flexibility, making it a sophisticated solution for growing substantial funds.
Elevate Your High-Balance Savings:
- Premium Tiered Dividends: Experience the power of higher earnings. The Advantage Plus account offers tiered dividends that pay you more as your balance climbs, rewarding your savings. The more you save, the more you earn!
- Exclusive Relationship Rate Bump: Achieve an even stronger return! Unlock our relationship rate bump when you meet the minimum daily balance and maintain an active Centris checking account with a monthly direct deposit of $2,500 or greater – an exclusive perk for your loyalty.
- Immediate Access to Your Funds: Enjoy on-demand access to your money so you can confidently manage your savings and spending.
- Simple, Cost-Effective Maintenance: Keep your account free of monthly service charges by maintaining the $25,000 minimum daily balance – it’s that easy to grow your savings efficiently.
Current Advantage Plus Money Market Rates
| Tier | Dividend Rate | Annual Percentage Yield (APY) | Minimum balance to earn stated APY |
|---|---|---|---|
| $0.00 - $24,999.99 | 0.00% | 0.00% | $0.00 |
| $25,000.00 - $99,999.99 | 1.49% | 1.50% | $25,000.00 |
| $100,000.00 - $249,999.99 | 1.98% | 2.00% | $100,000.00 |
| $250,000.00 - $499,999.99 | 2.23% | 2.25% | $250,000.00 |
| $500,000.00 - $999,999.99 | 2.71% | 2.75% | $500,000.00 |
| $1,000,000.00+ | 3.20% | 3.25% | $1,000,000.00 |
Find a Branch Near You
Omaha and Council Bluffs
Stop by one of our Omaha metro branches, including La Vista and Bellevue, to set up your personalized savings plan today.
North Platte
Learn about our savings account options and make a plan to achieve your financial goals by meeting with an expert at our North Platte branch today.
Grand Island
Find the savings account that best fits your financial journey by working with our experienced team in Grand Island.