Youth Accounts

Photo of a child with a piggy bank

Educating our youngest members

It’s never too soon to start teaching your kids the importance of savings and financial fitness. That’s why Centris has created the Rafferty Club for your younger children and the CU Succeed program for the teens in your life. Give them a head start in building a lifetime of financial security and success with financial know-how from Centris.

Rafferty Club: Just for Kids


CU Succeed

Rafferty Club – Kids love it!

If you have children 12 years old or younger, the Rafferty Club is the perfect place for you to get them started. Kids love Rafferty, a very smart bear, and Rafferty loves to help kids learn lots of fun ways to save their money. In fact, Rafferty loves to host events and make special appearances, giving you a chance to bring in the kids and get them on the right track for savings in a fun and inspirational environment.

All your child needs to open a Rafferty account is his or her own social security number. Contact us today to learn more or get started.

Photo of Rafferty the bear

CU Succeed – Bank accounts for teens

It’s a fact: Teens who know how to manage money before they move out of your house stand a better chance of succeeding financially in life. Don’t miss this window of opportunity to open accounts for your teens and get them on the right path. CU Succeed offers teen checking and savings accounts, and they can even take out a loan.

CU Succeed will engage your 13 to 17-year-old teens with activities created just for them:

  • Centris hosts a sweet site that includes tools, calculators and games to engage the teenage crowd where they live – online.
  • CU Succeed members receive a quarterly newsletter with money-saving tips and financial information, including articles written by other teens. Your teenager, and his or her school, can get paid up to $150 for articles.

Visit Centris’ CU Succeed site now to check out our interactive financial calculators, teen-written articles and more to start them down the right path early. Contact us today to open your teen’s account.

All loans subject to approval. Rates, terms and conditions are subject to change.

Home Equity Loans

As Low As*


Annual Percentage Rate (APR) is accurate as of January 19, 2018. Real estate closing costs/fees vary based on loan amount, location and type of loan. To qualify for this rate you must have an automatic payment from a Centris checking account.


48 months*


Annual percentage yield (APY). $500 minimum deposit. A penalty will be assessed for early withdrawal. APY is effective February 2, 2018. Fees could reduce earnings on the account. Inquire at Centris for complete terms & conditions.

Auto Loans

As Low As*


Annual Percentage Rate (APR) is accurate as of July 12, 2017. Rates, terms, and conditions subject to change and based on credit worthiness, qualifications, and collateral conditions. To qualify for this rate you must have an automatic payment from a Centris checking account and $5,000 New Money.

Personal Loans

As Low As*


Annual Percentage Rate (APR) is accurate as of February 9, 2018. Rates start as low as 7.24% APR. Rates may vary based on individual creditworthiness and term of the loan. Subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. $2,500 new money required. This rate includes a .25% discount for automatic payment. 24 monthly payments of $112.90 for $2,500 borrowed at 7.24% APR Inquire at Centris for complete terms and conditions at (800) 334-2328.

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