Personal Savings & Money Market Accounts

Our team of experts will help you set up a personalized savings plan that meets your needs and goals so you can start saving today and journey towards a worry-free tomorrow.

Find the Savings Option That’s Best For You!

Ready to make your money work harder and build a secure financial future? At Centris, we believe everyone deserves a clear path to achieving their personal savings goals. Whether you’re saving for a short-term dream or planning for long-term prosperity, we offer a diverse range of savings accounts designed to fit your unique journey.

Regular Savings Account

Savings Account

  • Earn dividends
  • No minimum balance or monthly service fee
  • No withdrawal limitations or fees
Advantage Money Market

Advantage Money Market

  • Earn tiered dividends with a $2,500 average daily balance
  • Earn a relationship rate increase when you keep a $2,500 minimum daily balance and have a checking account with a $2,500+ monthly direct deposit
  • $15 monthly service fee waived if minimum daily balance is $2,500
  • No withdrawal limitations or fees
Advantage Plus Money Market

Advantage Plus Money Market

  • Earn tiered dividends with a $25,000 average daily balance
  • Earn a relationship rate increase when you keep a $25,000 minimum daily balance and have a checking account with a $2,500+ monthly direct deposit
  • $15 monthly service fee waived if minimum daily balance is $25,000
  • No withdrawal limitations or fees
Club Account

Club Account

  • Earns dividends
  • Designed for special events in life that require cash
  • Choose account maturity date within a 12-month timeframe
  • Money automatically deposited into any savings or checking account you choose
Certificates

Certificates

  • Offer higher dividends
  • Term length options from 6-60 months
  • Customizable term options
  • Jumbo and add-on certificates available
Individual Retirement Account

Individual Retirement Account (IRA)

  • Earn dividends
  • Tax-advantaged savings option to help you prepare for the future
Regular Savings Account

No Fees, No Minimum, Pure Growth

Your journey to a healthier financial future starts here! Our Savings Account is designed for everyone, offering no minimum balance requirements and absolutely no monthly service fees. This means more of your money stays where it belongs — growing for you. Plus, manage your funds with ease thanks to free withdrawals and convenient automatic transfers to or from any Centris account. It’s a great foundation for achieving your savings goals.

Current Savings Account Rates

TierDividend RateAPYMinimum balance to earn stated APY
$999.99 & Below.10%.10%$0.01
$1,000.00 & Above.10%.10%$1,000.00
Annual Percentage Yield (APY) is accurate as of the last dividend declaration date of Sept. 1, 2026. Rates may change after account opening. Fees may reduce earnings. Minimum Deposit of $5.00 to open this account when opening online.
Regular Savings Account

Dedicated Savings, Elevated Return

Ready to make those special plans a reality? Our Club Account is the smart way to stash cash for your wedding fund, dream vacation savings, or a crucial down payment. This specialized personal savings account offers a higher dividend rate, so your money works harder for you. You simply choose your ideal maturity date within 12 months, and we’ll automatically deposit your funds into the Centris account you select. It’s the perfect way to keep your goal money separate and growing for life’s big events!

Current Club Account Rates

TierDividend RateAPYMinimum balance to earn stated APY
No Minimum Balance.20%.20%$0.01
Annual Percentage Yield (APY) is accurate as of the last dividend declaration date of Sept. 1, 2026. Rates may change after account opening. Fees may reduce earnings. Minimum Deposit of $5.00 to open this account when opening online.

Find a Branch Near You

Omaha and Council Bluffs

Stop by one of our Omaha metro branches, including La Vista and Bellevue, to set up your personalized savings plan today.

North Platte

Learn about our savings account options and make a plan to achieve your financial goals by meeting with an expert at our North Platte branch today.

Grand Island

Find the savings account that best fits your financial journey by working with our experienced team in Grand Island.