So, youāre starting a new chapter in your life, and with that comes a new chapter for your finances! As you start or complete milestones, like graduating high school or college, your finances need to adapt with you. Continue reading for smart money tips whether youāre...
Megan Steiner
The Latest From Megan
What to Do When Applying for a Mortgage
Purchasing a home is likely one of the most significant investments youāll make, so keeping the mortgage lending process running smoothly is important! Here are six tips to follow before applying for a mortgage to ensure you close on the home of your dreams. Figure...
Debt Consolidation: How It Works & What It May Mean for You
Everyone is at a different stage in their financial journey, including how much debt they may have. So, could debt consolidation be right for you? This option may make paying your debt more manageable and assessing the pros and cons of debt consolidation loans is...
Your Year-End Financial Planning Checklist
Itās almost the new year āa time for resolutions and fresh starts. So, why not refresh your finances? The new year is a great opportunity to look back on your financial year, find ways to improve and set new financial goals. Thatās where a financial checklist can...
How to Save Money When You Think You Can’t
Saving is an important aspect of financial wellness. Yet, it may seem like everything you earn goes towards gas, groceries and other needs, leaving nothing left over for an emergency fund or other financial goals. You might have started going through your...
Credit Cards: How Many Should I Have?
When used responsibly, credit cards can be a great way to build credit or start credit history. But how many credit cards are too many, or too few? The truth is, there is no magic number for how many credit cards you should have. Itās how you use them that really...
Switching Banks or Credit Unions: How to Make the Transition Easier
Switching banks or credit unions can be hard. Altering something weāve grown accustomed to requires coordination and effort, but there are steps you can follow to make the process of changing financial institutions smoother. Research & Find a New Credit Union or...
Budgeting Tips for the Holidays: 4 Tricks to Help You Save
The holidays can be a joyful season filled with seeing family and friends, supporting charities, or gifting to those we care about. However, it is common for people to overlook the importance of having a smart spending plan for the holiday season. Without a holiday...
How to Save for a Down Payment: Practical Tips & Strategies
If you are looking to buy your first home, upgrade your current home or find that forever home, one of the biggest steps to your homebuying journey is coming up with the down payment. While saving for a down payment can be a process, we want to give you tips and...
Mail Fraud: What It Is and How to Protect Yourself
When we think of fraud, our minds usually go to cybersecurity and protecting ourselves online. While cybersecurity is an important topic, fraudsters are still intercepting the ātraditionalā ways of communicating. Mail fraud is a larger problem than most realize. So,...