Launch Your Savings to New Heights
5.00% APY* on a 6-Month Certificate
5.10% APY* on a Jumbo 6-Month Certificate
Looking for a certificate that’s longer than 6-months?
Check out our other great certificate rates to find one that fits your savings needs.
Current Certificate Rates
Regular & IRA
Regular & IRA Certificates – minimum opening deposit of $500.00
| Tier | Dividend Rate | APY | Minimum balance to earn stated APY |
|---|---|---|---|
| 6 month | 4.88% | 5.00% | $500.00 |
| 9 month | 4.78% | 4.90% | $500.00 |
| 12 month | 4.64% | 4.75% | $500.00 |
| 18 month | 4.59% | 4.70% | $500.00 |
| 22 month | 4.16% | 4.25% | $500.00 |
| 24 month | 3.68% | 3.75% | $500.00 |
| 36 month | 3.44% | 3.50% | $500.00 |
| 39 month Jump Up | 3.44% | 3.50% | $500.00 |
| 48 month | 3.44% | 3.50% | $500.00 |
| 60 month | 3.44% | 3.50% | $500.00 |
Jumbo
Jumbo Certificates – minimum opening deposit of $90,000.00
| Tier | Dividend Rate | APY | Minimum balance to earn stated APY |
|---|---|---|---|
| 6 month | 4.97% | 5.10% | $90,000.00 |
| 9 month | 4.88% | 5.00% | $90,000.00 |
| 12 month | 4.74% | 4.85% | $90,000.00 |
| 18 month | 4.69% | 4.80% | $90,000.00 |
| 22 month | 4.26% | 4.35% | $90,000.00 |
| 24 month | 3.78% | 3.85% | $90,000.00 |
| 36 month | 3.54% | 3.60% | $90,000.00 |
| 39 month Jump Up | 3.54% | 3.60% | $90,000.00 |
| 48 month | 3.54% | 3.60% | $90,000.00 |
| 60 month | 3.54% | 3.60% | $90,000.00 |
*Federally insured by NCUA. Annual Percentage Yield (APY) is accurate as of June 21, 2024. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Minimum opening deposit of $500 is required to receive 5.00% APY. Minimum opening deposit of $90,000 is required to receive 5.10% APY. Programs, rates, terms and conditions are subject to change without notice. Inquire at Centris Federal Credit Union for complete terms and conditions at (800) 334-2328.