Launch Your Savings to New Heights with Our 6-Month Certificate!
Schedule an appointment with one of our service representatives at a Centris branch near you and take action on your financial future today!
Looking for a certificate longer than 6-months, check out our other great certificate rates below to find the one that fits your savings needs.
Current Certificate Rates
Regular & IRA
Regular & IRA Certificates – minimum opening deposit of $500.00
| Tier | Dividend Rate | APY | Minimum balance to earn stated APY |
|---|---|---|---|
| 6 month | 5.12% | 5.25% | $500.00 |
| 9 month | 5.02% | 5.15% | $500.00 |
| 12 month | 4.88% | 5.00% | $500.00 |
| 18 month | 4.83% | 4.95% | $500.00 |
| 22 month | 4.40% | 4.50% | $500.00 |
| 24 month | 3.92% | 4.00% | $500.00 |
| 36 month | 3.44% | 3.50% | $500.00 |
| 39 month Jump Up | 3.44% | 3.50% | $500.00 |
| 48 month | 3.44% | 3.50% | $500.00 |
| 60 month | 3.44% | 3.50% | $500.00 |
Jumbo
Jumbo Certificates – minimum opening deposit of $90,000.00
| Tier | Dividend Rate | APY | Minimum balance to earn stated APY |
|---|---|---|---|
| 6 month | 5.21% | 5.35% | $90,000.00 |
| 9 month | 5.12% | 5.25% | $90,000.00 |
| 12 month | 4.97% | 5.10% | $90,000.00 |
| 18 month | 4.93% | 5.05% | $90,000.00 |
| 22 month | 4.50% | 4.60% | $90,000.00 |
| 24 month | 4.02% | 4.10% | $90,000.00 |
| 36 month | 3.54% | 3.60% | $90,000.00 |
| 39 month Jump Up | 3.54% | 3.60% | $90,000.00 |
| 48 month | 3.54% | 3.60% | $90,000.00 |
| 60 month | 3.54% | 3.60% | $90,000.00 |
*Federally insured by NCUA. Annual Percentage Yield (APY) is accurate as of Feb. 8, 2024. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Minimum opening deposit of $500 is required to receive 5.25% APY. Minimum opening deposit of $90,000 is required to receive 5.35% APY. Programs, rates, terms and conditions are subject to change without notice. Inquire at Centris Federal Credit Union for complete terms and conditions at (800) 334-2328.