Current Certificate Rates

Regular & IRA

Regular & IRA Certificates – minimum opening deposit of $500.00

TierDividend RateAPYMinimum balance to earn stated APY
6 month5.12%5.25%$500.00
9 month5.02%5.15%$500.00
12 month4.88%5.00%$500.00
18 month4.83%4.95%$500.00
22 month4.40%4.50%$500.00
24 month3.92%4.00%$500.00
36 month3.44%3.50%$500.00
39 month Jump Up3.44%3.50%$500.00
48 month3.44%3.50%$500.00
60 month3.44%3.50%$500.00
Annual Percentage Yield (APY) and dividends are accurate as of the last declaration date of Feb. 8, 2024. Rates are subject to change at any time without notice. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.

Jumbo

Jumbo Certificates – minimum opening deposit of $90,000.00

TierDividend RateAPYMinimum balance to earn stated APY
6 month5.21%5.35%$90,000.00
9 month5.12%5.25%$90,000.00
12 month4.97%5.10%$90,000.00
18 month4.93%5.05%$90,000.00
22 month4.50%4.60%$90,000.00
24 month4.02%4.10%$90,000.00
36 month3.54%3.60%$90,000.00
39 month Jump Up3.54%3.60%$90,000.00
48 month3.54%3.60%$90,000.00
60 month3.54%3.60%$90,000.00
Annual Percentage Yield (APY) and dividends are accurate as of the last declaration date of Feb. 8, 2024. Rates are subject to change at any time without notice. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.

*Federally insured by NCUA. Annual Percentage Yield (APY) is accurate as of Feb. 8, 2024. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Minimum opening deposit of $500 is required to receive 5.25% APY.  Minimum opening deposit of $90,000 is required to receive 5.35% APY. Programs, rates, terms and conditions are subject to change without notice. Inquire at Centris Federal Credit Union for complete terms and conditions at (800) 334-2328.