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Starting a Small Business The benefits of owning a small business are numerous – being your own boss, controlling your future, creating your own flexible hours, taking risks but reaping the rewards and feeling a sense of pride in building something of your own. Many...
Mortgage 101 A home is one of the largest if not the largest investments you'll make. Just as you research a car or electronics purchase, the same time and attention must be put into a home, especially the financing of it. Many factors come into play when you apply...
The Importance of Credit Whether you are new to credit or trying to build better credit, it's important to understand what exactly it is, the different types and best practices. Building good credit doesn’t happen overnight. It takes time - typically at least six...
Home Equity and How It Works Understanding what home equity loans are requires knowledge about equity itself. Equity is the difference between a home’s fair market value and the current balance of the loan. Your home is one of your biggest investments, and its equity...
What is a Personal Loan and How It May Benefit You A personal loan is a type of installment loan with a fixed repayment term and usually a fixed interest rate. Types of Personal Loans While the basic principle of a personal loan is the same - quick access to cash –...
Rick Seamann, Centris assistant vice president of indirect lending, knows a thing a two about the car business after previously owning a dealership for 13 years. His knowledge and expertise come in handy for Centris members when they are ready to purchase a vehicle....
 By Rick Seamann, Centris vice president of indirect and merchant lending Get pre-approved before shopping for a vehicle. Pre-approval will eliminate many issues like paying too much interest and buying a vehicle out of your budget. You will be armed with the...