By Jamie Wagner, Ph.D. What is an Individual Retirement Account (IRA)? Many financial experts will tell you to plan for retirement. But how? An individual retirement account (IRA) is a great option to supplement your companyās 401(k) (or other employer-provided...
Savings
Thereās More to Saving Than Just a Savings Account: A Look at a Certificate
By Jamie Wagner, Ph.D. What is a Certificate of Deposit (CD)? Iām not talking about the latest Adele or Imagine Dragons album but a way to increase your wealth through saving in a certificate of deposit (CD) where you can actually earn some interest. Credit unions...
Savings: Tips to Teach Your Children How to Save
The Importance of Saving You've probably heard the statistics - 63 percent of Americans can't afford a $1,000 unexpected expense and overall household debt is up by 11 percent over the last decade. These stats don't bode well for savings. They also are indicative of...
Keep More of the Money You Earn from Each Paycheck
Living Paycheck to Paycheck According to the 2017 American Payroll Association (APA) national online survey, āGetting Paid in Americaā, 37.3 percent of Americaās workers would experience financial difficulties if their paychecks were delayed for just one week. This...
Saving: How to Create a Plan and Build Financial Stability
Build Financial Stability by Saving No matter what youāre saving for ā an emergency, college tuition, vacation or retirement - putting money away money each month is crucial in building financial stability and peace of mind. However, more than half of Americans (63...
Saving for Retirement: Types of Accounts and How To Start
Importance of Saving for Retirement Saving for retirement, especially for millennials, is not always a priority. Reducing credit card and student loan debt take precedence while future living expenses (30 plus years down the road) take a back seat. The reality is that...
Do You Have Enough In Your Savings Account?
Did you know that 63% of Americans canāt afford a $1,000 unexpected expense. Are you one of them? Stop what youāre doing for just a moment and take a look at your savings account. Are you comfortable with the amount you currently have saved? Are you prepared for a...