Centris Blog

Protect Yourself From Credential Stuffing

If you are reusing the same username and password for multiple apps and websites—you may be at risk of a potential cyber threat called credential stuffing. What is credential stuffing? Credential stuffing occurs when hackers use stolen information, such as usernames...

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The Power of Compound Interest

By Jamie Wagner, Ph.D. Understanding Compound Interest When I talk about investing to young people, I tell them how powerful compound interest is and that it’s even more powerful because of their age. But, I don’t really think they fully understand the concept. In...

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Future Vacation Planning

By Jamie Wagner, Ph.D. Summertime Planning For me, July Fourth has always felt like the summer hump. Once you’ve reached this holiday, it’s all downhill from there even though there’s still so much summer left! If you’re like many people I talk to they feel the same...

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Top 10 Summer Travel Budgeting Tips

By Jamie Wagner, Ph.D. How to Travel on a Budget Summer is upon us. The days are getting longer, and everyone seems to have an itch to go on some kind of an adventure. I love to travel and my husband and I even have a growing ā€œadventure wallā€ in our house where we put...

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DTI: Demystifying Debt to Income Ratio

By Jamie Wagner, Ph.D. What is Debt to Income Ratio (DTI)? Debt to income ratio (DTI) is the ratio of the amount of debt you owe compared to your gross income. Or, to put it in slightly different terms, the ratio is a comparison of all of the debt you have compared to...

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